Seventy. That is the percentage of micro-enterprises and SMEs that internally source their financing needs from family members or personal savings due to financial barriers such as insufficient collateral and lack of documentation. Despite a robust micro-enterprise and SME landscape in Malaysia, poor access to financing have hampered their ability to grow and achieve greater heights.  In fact, a survey by Bank Negara revealed that this is one of the top 10 factors constraining business growth. To address this challenge, Aspirasi, a digital financing platform and fintech provider under Axiata Digital is simplifying access to essential financial and insurance services. We speak to Sheyantha Abeykoon, Executive Director of Aspirasi on how they are helping the SME market.

<p>Seventy. That is the percentage of micro-enterprises and SMEs that internally source their financing needs from family members or personal savings due to financial barriers such as insufficient collateral and lack of documentation. Despite a robust micro-enterprise and SME landscape in Malaysia, poor access to financing have hampered their ability to grow and achieve greater heights.&nbsp; In fact, a survey by Bank Negara revealed that this is one of the top 10 factors constraining business growth. To address this challenge, Aspirasi, a digital financing platform and fintech provider under Axiata Digital is simplifying access to essential financial and insurance services. We speak to Sheyantha Abeykoon, Executive Director of Aspirasi on how they are helping the SME market.</p>

Where would your business be in 10 years time? How about 5 years from now? Or even tomorrow? Chances are, you’re already in the age of a digital business. Tech Talk is the programme that gives you access to the minds that are shaping the world of tomorrow. Hear from global and regional experts and analyst, record breaking developers, the dark-web hackers and the “crazy ones” as they give you an insight to how the world will change. Tech Talk helps you to breakdown the geeky jargons and complex codes that many often would fear. Also find out what are some the latest consumer offerings like smartphones, drones, robots, cameras, video games that are best in the market and quirky insight to a mind of a digital pop culture technology advocater, Richard Bradbury.

<p>Where would your business be in 10 years time? How about 5 years from now? Or even tomorrow? Chances are, you’re already in the age of a digital business. Tech Talk is the programme that gives you access to the minds that are shaping the world of tomorrow. Hear from global and regional experts and analyst, record breaking developers, the dark-web hackers and the “crazy ones” as they give you an insight to how the world will change. Tech Talk helps you to breakdown the geeky jargons and complex codes that many often would fear. Also find out what are some the latest consumer offerings like smartphones, drones, robots, cameras, video games that are best in the market and quirky insight to a mind of a digital pop culture technology advocater, Richard Bradbury.</p>

Tech Talk

How does the Internet work? To be honest we don't know either. But on Tech Talk, we deconstruct the relationship between humans and technology and understand how it shapes our business and life.

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