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Tim Dean CEO & Founder Credi.com

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Tim is the founder of a company called Credi – they’ve developed a platform taking much of the drama out of lending money between family and friends. This is particularly pertinent in light of the rise of the “Bank of Mum and Dad”, the fifth largest lender on mortgages in Australia, just behind the big four. It’s estimated that The Bank of Mum and Dad has lent $65.3 billion to their kids to fund their entry into the property market. It’s also estimated that 30% of those kids looking for help with a deposit find themselves in financial stress. The Credi online platform streamlines the process with a formal agreement, a payment reminder system and a mechanism to deal with missed repayments, ensuring relationships are preserved and the loan and its conditions are documented.  

 

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