In the payments industry, open banking and account-to-account payments have faced slower adoption in certain markets as they compete with card-based and peer-to-peer systems. In this episode McKinsey payments sector leader Roshan Varadarajan speaks with Johan Tjärnberg, the Group CEO of the open banking and account-to-account company, Trustly, about breaking down barriers to commerce and money movement.   

Related insights

Global payments in 2024: Simpler interfaces, complex reality
Unlocking value from technology in banking: An investor lens
Extracting value from AI in banking: Rewiring the enterprise 

Follow our banking and payments sector insights: Talking Banking Matters

Read our Financial services blog: Banking & Securities Matters

Discover our latest insights with our LinkedIn community of 9,000+ financial services professionals: McKinsey Financial Services

Find all of our Financial Services insights on McKinsey.com

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In the payments industry, open banking and account-to-account payments have faced slower adoption in certain markets as they compete with card-based and peer-to-peer systems. In this episode McKinsey payments sector leader Roshan Varadarajan speaks with Johan Tj&auml;rnberg, the Group CEO of the open banking and account-to-account company, Trustly, about breaking down barriers to commerce and money movement.&nbsp; &nbsp;
Related insights
<a href="https://www.mckinsey.com/industries/financial-services/our-insights/global-payments-in-2024-simpler-interfaces-complex-reality">Global payments in 2024: Simpler interfaces, complex reality</a> <a href="https://www.mckinsey.com/industries/financial-services/our-insights/unlocking-value-from-technology-in-banking-an-investor-lens">Unlocking value from technology in banking: An investor lens</a> <a href="https://www.mckinsey.com/industries/financial-services/our-insights/extracting-value-from-ai-in-banking-rewiring-the-enterprise">Extracting value from AI in banking: Rewiring the enterprise</a>&nbsp;
Follow our banking and payments sector insights: <a href="https://www.mckinsey.com/industries/financial-services/our-insights/talking-banking-matters">Talking Banking Matters</a>
Read our Financial services blog: <a href="https://www.mckinsey.com/industries/financial-services/our-insights/banking-matters">Banking &amp; Securities Matters</a>
Discover our latest insights with our LinkedIn community of 9,000+ financial services professionals: <a href="https://www.linkedin.com/showcase/mckinseyfinancialservices/posts/?feedView=all">McKinsey Financial Services</a>
Find all of our Financial Services insights on <a href="https://www.mckinsey.com/industries/financial-services/how-we-help-clients">McKinsey.com</a>
See <a href="http://www.mckinsey.com/privacy-policy">www.mckinsey.com/privacy-policy</a> for privacy information

Hear conversations covering the full spectrum of today's global financial services industry with industry leaders including payments, fintech, retail banking, and beyond. Get insight from peers who are tackling top-of-mind business challenges to lead their companies’ growth and transformation. 

Hear conversations covering the full spectrum of today's global financial services industry with industry leaders including payments, fintech, retail banking, and beyond. Get insight from peers who are tackling top-of-mind business challenges to lead their companies’ growth and transformation.