Jim Shoemaker and Scott Jordan help a listener to "benchmark" their financial advisors to gauge how well they're helping them achieve their goals. Kurt Czarnowski from Czarnowski Consulting is back to discuss Social Security and retirement, in particular, collecting spousal benefits. Larry Lloyd from Memphis Leadership Foundation and Keusi Donald from Economic Opportunities of Memphis are here for another "Hometown Blessing," as they talk about how their organization has been acting as an "ICU" for justice-involved individuals.