Investing 101: Part 2

On this episode of Sustainable Retirement Solutions Podcast, Brad and Patty, delve into the various types of investment accounts, focusing on IRAs, 401(k)s, and brokerage accounts. They discuss the differences between traditional and Roth IRAs, the importance of understanding tax implications, and …

Investing 101: Part 1

On this episode of Sustainable Retirement Solutions Podcast, Brad and Patty discuss the fundamentals of investing in a digestible format. They cover key investment vehicles such as stocks, bonds, mutual funds, and ETFs, explaining their differences and roles in a portfolio. The conversation also ad…

Navigating the Complexities of Asset Protection

In this episode, Brad & Patty explore common mistakes individuals make in safeguarding their wealth, the importance of planning for health issues, and the need for diversification.  The conversation also delves into the differences in asset protection for individuals versus business owners, the im…

Creating Guaranteed Income for Retirement

In this episode of Sustainable Retirement Solutions, Brad and Patty discuss the critical aspects of creating guaranteed income for retirees. They explore the importance of social security, the role of annuities, and strategies for minimizing taxes on retirement income. The conversation emphasizes …

How Much Do You Really Need to Retire?

In this episode, Brad and Patty discuss the essential factors to consider when planning for retirement. They emphasize the importance of understanding individual needs, managing risks, and the implications of taxes and debt on retirement planning. The conversation highlights the necessity of caref…

Maximizing Social Security in Retirement Planning

In this episode, Brad and Patty discuss the critical role of Social Security in retirement planning. They provide insights into how Social Security works, the importance of timing when claiming benefits, and strategies to maximize these benefits for a secure financial future. The conversation emph…

Medicare and its critical role in retirement planning

In this episode, Brad and Patty discuss the complexities of Medicare and its critical role in retirement planning. They break down the different parts of Medicare, the costs associated with each part, and the importance of understanding these elements to avoid penalties and unexpected expenses. Th…

Understanding Different Types of Money

In this episode, Brad and Patty Allan discuss the various types of money that individuals encounter while planning for retirement. They emphasize the importance of understanding these types, including free money, throw away money, tax-free and tax-deferred money, as well as earned and passive incom…

Understanding Tax Risks in Retirement

In this episode of Sustainable Retirement Solutions, Brad and Patty discuss the various risks associated with retirement planning, focusing on tax and legislative risks. They emphasize the importance of understanding these risks to make informed decisions about retirement savings, including the imp…

Getting to know Brad and Patty Allan

In this inaugural episode of Sustainable Retirement Solutions, Brad and Patty Allan discuss the importance of financial planning for retirement. They share their personal journey into financial advising, the services offered by the Allen Agency, and the key qualities to look for when choosing a fin…