Divorce doesn’t just change relationships—it can completely reset a retirement plan overnight. In this episode, the discussion breaks down why divorce is one of the most financially disruptive events later in life, especially during or near retirement. The conversation explores how dividing assets, shifting tax brackets, Social Security decisions, and solo income planning can reshape long‑term outcomes. Special attention is given to why many retirement plans never account for divorce risk and how unequal financial involvement between spouses can create lasting disadvantages. With real examples and practical context, this episode highlights why individual awareness, planning, and clarity matter—whether you’re married, divorced, or simply thinking ahead.

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