Most retirement plans look solid on paper—until life happens. In this episode of the Summit Ascent Podcast, host Dustin Rudolph, founder of Legacy Ascent Wealth, explains why true retirement readiness goes far beyond investments alone. Dustin walks through the five pillars of retirement planning—income, investments, taxes, health care, and legacy—and how overlooking just one can create avoidable risks. From predictable income strategies and market volatility to tax timing, health care costs, and lasting legacy decisions, this conversation highlights why retirement planning must be holistic and personal. If you’re reassessing your financial picture in the new year, this episode offers perspective on how the pieces work together.

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