Does it really take $5 million to achieve the American dream — or is that the wrong question altogether? In this episode of the Summit Ascent Podcast, host Dustin Rudolph of Legacy Ascent Wealth breaks down what that headline number gets wrong and what truly matters in retirement planning. The conversation explores why there is no “magic number,” how income planning outweighs account balances, and the growing impact of health care costs, family obligations, and longevity. Dustin also discusses prioritizing retirement over helping adult children, planning for medical expenses, and why part-time work shouldn’t be the foundation of a retirement plan. This episode offers perspective for anyone questioning whether they’re on track — or simply overwhelmed by the noise.

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