Receiving an inheritance can be life-changing — but without a clear plan, it can also create confusion, pressure, and unintended consequences. In this episode, Canna walks through a calm, structured framework to help you protect yourself, build long-term security, and avoid becoming one of the many women who retire financially vulnerable.

This episode is educational and empowering, designed to help you prepare for personal advice and make confident decisions.

What We Cover

✔ Why this matters (the statistics):
Why women are at higher risk of retiring in poverty
How caregiving, separation, and time out of the workforce impact super

✔ Step-by-step framework (9 steps):
Pause before acting
Protect the inheritance legally
Understand the financial power of being mortgage-free
Build realistic emergency money (not generic rules)
Make super the centre of long-term security
Understand super access, tax, and retirement income
Invest outside super for flexibility and confidence
Build financial literacy through experience
Create intergenerational financial empowerment for children

✔ Why super matters — especially for women
How super works as an investment portfolio
Why allocated pensions are so powerful in retirement
How tax-free income after 60 can protect your lifestyle

✔ Practical next steps
What to take to your financial planning appointment
How to think beyond “balance” and focus on income for life

Important Disclaimer

This episode provides general information only and does not constitute personal or product advice. Always seek advice from a licensed financial planner and legal professional before making decisions involving inheritance, superannuation, or relationship structures.Download

📄 Free Printable: Inheritance Planning Checklist

Share This Episode If:
You’re receiving an inheritance
You’re rebuilding financial independence after separation
You’re worried about having “nothing in your own name”
You want to protect your future, not just your lifestyle

💬 Let’s Keep the Conversation Going

I’d love to hear your thoughts on this episode! Reach out to me anytime on Instagram @SugarMammaTV so we can keep this important conversation alive.

📚 My Books

If you’re ready to deepen your financial knowledge, check out my books:
Best Seller:The $1000 Project
**Mindful Money](https://amzn.to/3RV0poc)
Motivated Money by Peter Thornhill(a huge inspiration for me): Read it here

(These are Amazon affiliate links to my own books.)

💡 Work With Me

Want more support on your financial journey? Here’s how we can work together:
The SugarMamma Budget & Cashflow Academy
Sick of living paycheque to paycheque or feeling overwhelmed by your money?
This course includes aone-on-one appointment with me so I can personally help you.
👉 Enrol here
Money Mindset & Manifestation Mentorship
Join my program for ongoing support, clarity, and motivation around the way to show up and work on your financial goals and dreams, including attracting the life that you want. Get started here.

🌟 Stay Connected & Inspired
Instagram:@SugarMammaTV — money, budgeting, cashflow & motivation
Instagram:@CannaCampbellofficial — lifestyle, capsule wardrobe fashion, motherhood
TikTok:@SugarMammaTV
YouTube:SugarMammaTV — over 500 bite-sized videos with more than 12 million views!
Website:SugarMammaTV.com
Don’t forget my other podcast:How Do They Afford That? 👉 Listen here

⚖️ General Advice Warning

While we discuss financial topics, everything shared here is general information only — never personal, product, or investment advice. Always:
Do your own research.
Weigh up the pros, cons, fees, caps, taxes, and risks.
Seek professional advice before making financial decisions.

📜 Financial Planning License Details

The information in this podcast does not take into account your personal circumstances, goals, or needs. Always read relevant Product Disclosure Statements before acquiring any financial product, and seek independent financial advice where appropriate.

Canna Campbell is an Authorised Representative and Financial Adviser of Links Licensee Services Pty Ltd (AFSL No. 700012 | ABN 97 678 975 589).

 

Receiving an inheritance can be life-changing &mdash; but without a clear plan, it can also create confusion, pressure, and unintended consequences. In this episode, Canna walks through a calm, structured framework to help you protect yourself, build long-term security, and avoid becoming one of the many women who retire financially vulnerable.
This episode is educational and empowering, designed to help you prepare for personal advice and make confident decisions.
What We Cover
✔ Why this matters (the statistics):
<ul>
<li>Why women are at higher risk of retiring in poverty</li>
<li>How caregiving, separation, and time out of the workforce impact super</li>
</ul>
✔ Step-by-step framework (9 steps):
<ol>
<li>Pause before acting</li>
<li>Protect the inheritance legally</li>
<li>Understand the financial power of being mortgage-free</li>
<li>Build realistic emergency money (not generic rules)</li>
<li>Make super the centre of long-term security</li>
<li>Understand super access, tax, and retirement income</li>
<li>Invest outside super for flexibility and confidence</li>
<li>Build financial literacy through experience</li>
<li>Create intergenerational financial empowerment for children</li>
</ol>
✔ Why super matters &mdash; especially for women
<ul>
<li>How super works as an investment portfolio</li>
<li>Why allocated pensions are so powerful in retirement</li>
<li>How tax-free income after 60 can protect your lifestyle</li>
</ul>
✔ Practical next steps
<ul>
<li>What to take to your financial planning appointment</li>
<li>How to think beyond &ldquo;balance&rdquo; and focus on income for life</li>
</ul>
Important Disclaimer
This episode provides general information only and does not constitute personal or product advice. Always seek advice from a licensed financial planner and legal professional before making decisions involving inheritance, superannuation, or relationship structures.Download
📄 Free Printable: Inheritance Planning Checklist
Share This Episode If:
<ul>
<li>You&rsquo;re receiving an inheritance</li>
<li>You&rsquo;re rebuilding financial independence after separation</li>
<li>You&rsquo;re worried about having &ldquo;nothing in your own name&rdquo;</li>
<li>You want to protect your future, not just your lifestyle</li>
</ul>
💬 Let&rsquo;s Keep the Conversation Going
I&rsquo;d love to hear your thoughts on this episode! Reach out to me anytime on Instagram&nbsp;<a href="https://www.instagram.com/sugarmammatv">@SugarMammaTV</a>&nbsp;so we can keep this important conversation alive.
📚 My Books
If you&rsquo;re ready to deepen your financial knowledge, check out my books:
<ul>
<li>Best Seller:<a href="https://amzn.to/3RV0Bnq">The $1000 Project</a></li>
<li>**Mindful Money](<a href="https://amzn.to/3RV0poc">https://amzn.to/3RV0poc</a>)</li>
<li>Motivated Money by Peter Thornhill(a huge inspiration for me):&nbsp;<a href="https://amzn.to/40rn2Vr">Read it here</a></li>
</ul>
(These are Amazon affiliate links to my own books.)
💡 Work With Me
Want more support on your financial journey? Here&rsquo;s how we can work together:
<ol>
<li>The SugarMamma Budget &amp; Cashflow Academy Sick of living paycheque to paycheque or feeling overwhelmed by your money? This course includes aone-on-one appointment with me&nbsp;so I can personally help you. 👉&nbsp;<a href="https://courses.sugarmamma.tv/Signup">Enrol here</a></li>
</ol>
<ol>
<li><a href="https://www.sugarmamma.tv/online-courses/">Money Mindset &amp; Manifestation Mentorship</a> Join my program for ongoing support, clarity, and motivation around the way to show up and work on your financial goals and dreams, including attracting the life that you want. <a href="https://www.sugarmamma.tv/online-courses/">Get started here</a>.</li>
</ol>
🌟 Stay Connected &amp; Inspired
<ul>
<li>Instagram:<a href="https://www.instagram.com/sugarmammatv">@SugarMammaTV</a>&nbsp;&mdash; money, budgeting, cashflow &amp; motivation</li>
<li>Instagram:<a href="https://www.instagram.com/cannacampbellofficial">@CannaCampbellofficial</a>&nbsp;&mdash; lifestyle, capsule wardrobe fashion, motherhood</li>
<li>TikTok:<a href="https://www.tiktok.com/@sugarmammatv">@SugarMammaTV</a></li>
<li>YouTube:<a href="https://www.youtube.com/c/SugarMamma">SugarMammaTV</a>&nbsp;&mdash; over 500 bite-sized videos with more than 12 million views!</li>
<li>Website:<a href="http://www.sugarmammatv.com/">SugarMammaTV.com</a></li>
<li>Don&rsquo;t forget my other podcast:How Do They Afford That?&nbsp;👉&nbsp;<a href="https://podcasts.apple.com/au/podcast/how-do-they-afford-that/id1644255235">Listen here</a></li>
</ul>
⚖️ General Advice Warning
While we discuss financial topics, everything shared here is&nbsp;general information only&nbsp;&mdash; never personal, product, or investment advice. Always:
<ul>
<li>Do your own research.</li>
<li>Weigh up the pros, cons, fees, caps, taxes, and risks.</li>
<li>Seek professional advice before making financial decisions.</li>
</ul>
📜 Financial Planning License Details
The information in this podcast does not take into account your personal circumstances, goals, or needs. Always read relevant Product Disclosure Statements before acquiring any financial product, and seek independent financial advice where appropriate.
Canna Campbell is an&nbsp;Authorised Representative and Financial Adviser&nbsp;of Links Licensee Services Pty Ltd (AFSL No. 700012 | ABN 97 678 975 589).
&nbsp;

Having been a Financial Planner for over 15 years, I have seen first hand how money problems can breed stress. Often, people make wrong money decisions because the world of finance can be intimidating and confusing. This podcast cuts through the jargon and provides practical, accessible financial education and empowerment - so you can build sustainable wealth and help achieve financial freedom. You will also hear real-life success stories from people who have transformed their finances and be empowered by valuable advice from industry experts. So join me for the start of a bold and brilliant financial future and growing community. For immediate access to all my content follow @SugarMammaTV@CannaCampbellofficial xCC

SugarMamma’s Fireplay

START HERE: I’m Receiving an Inheritance: How Do I Protect My Financial Future?

https://api.omny.fm/orgs/2fb3740d-3436-44af-8cc0-a91900716aa5/clips/971c9933-0f51-413d-b8f2-b3e501789952/transcript