Start Here: How to Get on Top of Your Finances When You've Been Avoiding It for Years

💬 Podcast Description:
If you've spent years avoiding your finances—feeling overwhelmed, stuck, and unsure where to even begin—this episode is for you. In response to a heartfelt DM from a listener who's spent the last 20 years dodging financial stress and is finally ready to make a change, we’re diving into how to take those first empowering steps toward financial clarity and control.

Whether your income is irregular, your expenses unpredictable, or your mindset frozen by fear, I share a gentle but practical plan to get started. We explore how to set up a flexible but functional budget, how to smooth out inconsistent income using my drip-feed strategy, how to set achievable goals, and how to begin building a more secure financial future—even if you're starting later in life.

Plus, I talk about:


Reclaiming your confidence after past mistakes


Creating financial stability when your partner’s income is sporadic


Setting personal and retirement goals at age 52 and beyond


Why it’s never too late to get better with money

This episode is filled with encouragement, step-by-step guidance, and a reminder that hope is a strategy—when paired with action.

📌 Whether you're barely getting by or just unsure how to build momentum, this is your starting point.

Let me know what you think of this episode by reaching out to me @SugarMammaTV so that we can keep this conversation going. 

Here are my two books:

Best Seller: The $1000 Project Book: https://amzn.to/3RV0Bnq 

Mindful Money: https://amzn.to/3RV0poc 

Motivated Money by Peter Thornhill: https://amzn.to/40rn2Vr

Amazon affiliate links to my own books.

In the meantime...

HOW YOU CAN WORK WITH ME (& I CAN HELP YOU): (includes one-on-one appointment with me...)

If you need help with your budget or are sick of living paycheque to paycheque, you can enrol into The SugarMamma Budget & Cashflow Academy course, which includes a one on one appointment with me so that I can help you. Enrol here: https://courses.sugarmamma.tv/Signup

Also, if you want me as your Money Mindset & Manifestation coach, which includes ongoing access to my general help through motivation, clarity and support you can join below and put some game changing changes in your life!: 

https://courses.sugarmamma.tv/join

Stay updated & inspired...

@SugarMammaTV – Money, budgeting, cashflow, motivation

@CannaCampbellofficial – lifestyle, capsule wardrobe fashion, motherhood

Tik Tok - https://www.tiktok.com/@sugarmammatv

My YouTube channel - over 500 bite size videos with over 12,000,000 views! https://www.youtube.com/c/SugarMamma

www.SugarMamma.TV

Also, don't forget about my other podcast channel, "How Do They Afford That?" https://podcasts.apple.com/au/podcast/how-do-they-afford-that/id1644255235

ADDITIONAL GENERAL ADVICE WARNING:

Whilst we discuss various financial topics, this podcast is not advice in anyway, but purely for educational purposes only. Nothing in this podcast is personal advice, investment advice or product advice. With any major financial decision, you must always do your own research, consider all the pros and cons, fees, caps, limits, costs, taxes etc. Always proactively educate yourself before making any major financial decision, consider your own financial goals, deadlines and risk profile. So please bear all of this in mind when listening to this podcast and please always speak to a Financial Planner when wondering what you should do to achieve your own financial goals and dreams.

GENERAL ADVICE WARNING & FINANCIAL PLANNING LICENSE DETAILS:

The information in this podcast is general in nature and does not take into account your personal circumstances, financial needs or objectives. Before acting on any information, you should consider the appropriateness of it and the relevant product having regard to your objectives, financial situation and needs. In particular, you should seek independent financial advice and read the relevant Product Disclosure Statement or other offer document prior to acquiring any financial product.

Canna Campbell is an Authorised Representative and Financial Adviser of Links Licensee Services Pty Ltd AFSL No. 700012 ABN 97 678 975 589. 

 

Start Here: How to Get on Top of Your Finances When You've Been Avoiding It for Years
💬 Podcast Description: If you've spent years avoiding your finances&mdash;feeling overwhelmed, stuck, and unsure where to even begin&mdash;this episode is for you. In response to a heartfelt DM from a listener who's spent the last 20 years dodging financial stress and is finally ready to make a change, we&rsquo;re diving into how to take those first empowering steps toward financial clarity and control.
Whether your income is irregular, your expenses unpredictable, or your mindset frozen by fear, I share a gentle but practical plan to get started. We explore how to set up a flexible but functional budget, how to smooth out inconsistent income using my drip-feed strategy, how to set achievable goals, and how to begin building a more secure financial future&mdash;even if you're starting later in life.
Plus, I talk about:
<ul data-start="1027" data-end="1265">
<li data-start="1027" data-end="1077">
Reclaiming your confidence after past mistakes
</li>
<li data-start="1078" data-end="1149">
Creating financial stability when your partner&rsquo;s income is sporadic
</li>
<li data-start="1150" data-end="1212">
Setting personal and retirement goals at age 52 and beyond
</li>
<li data-start="1213" data-end="1265">
Why it&rsquo;s never too late to get better with money
</li>
</ul>
This episode is filled with encouragement, step-by-step guidance, and a reminder that hope is a strategy&mdash;when paired with action.
📌 Whether you're barely getting by or just unsure how to build momentum, this is your starting point.
Let me know what you think of this episode by reaching out to me&nbsp;<a href="https://www.instagram.com/sugarmammatv/?hl=en">@SugarMammaTV</a>&nbsp;so that we can keep this conversation going.&nbsp;
Here are my two books:
Best Seller: The $1000 Project Book:&nbsp;<a href="https://amzn.to/3RV0Bnq">https://amzn.to/3RV0Bnq</a>&nbsp;
Mindful Money:&nbsp;<a href="https://amzn.to/3RV0poc">https://amzn.to/3RV0poc</a>&nbsp;
Motivated Money by Peter Thornhill: <a href="https://amzn.to/40rn2Vr">https://amzn.to/40rn2Vr</a>
Amazon affiliate links to my own books.
In the meantime...
HOW YOU CAN WORK WITH ME (&amp; I CAN HELP YOU): (includes one-on-one appointment with me...)
If you need help with your budget or are sick of living paycheque to paycheque, you can enrol into The SugarMamma Budget &amp; Cashflow Academy course, which includes a one on one appointment with me so that I can help you. Enrol here:&nbsp;<a href="https://courses.sugarmamma.tv/Signup">https://courses.sugarmamma.tv/Signup</a>
Also, if you want me as your Money Mindset &amp; Manifestation coach, which includes ongoing access to my general help through motivation, clarity and support you can join below and put some game changing changes in your life!:&nbsp;
<a href="https://courses.sugarmamma.tv/join">https://courses.sugarmamma.tv/join</a>
Stay updated &amp; inspired...
<a href="https://www.instagram.com/sugarmammatv/?hl=en">@SugarMammaTV</a>&nbsp;&ndash; Money, budgeting, cashflow, motivation
<a href="https://www.instagram.com/cannacampbellofficial/?hl=en">@CannaCampbellofficial</a>&nbsp;&ndash; lifestyle, capsule wardrobe fashion, motherhood
Tik Tok -&nbsp;<a href="https://www.tiktok.com/@sugarmammatv">https://www.tiktok.com/@sugarmammatv</a>
My YouTube channel - over 500 bite size videos with over 12,000,000 views!&nbsp;<a href="https://www.youtube.com/c/SugarMamma">https://www.youtube.com/c/SugarMamma</a>
<a href="https://www.sugarmamma.tv/">www.SugarMamma.TV</a>
Also, don't forget about my other podcast channel, "How Do They Afford That?"&nbsp;<a href="https://podcasts.apple.com/au/podcast/how-do-they-afford-that/id1644255235">https://podcasts.apple.com/au/podcast/how-do-they-afford-that/id1644255235</a>
ADDITIONAL GENERAL ADVICE WARNING:
Whilst we discuss various financial topics, this podcast is not advice in anyway, but purely for educational purposes only. Nothing in this podcast is personal advice, investment advice or product advice. With any major financial decision, you must always do your own research, consider all the pros and cons, fees, caps, limits, costs, taxes etc. Always proactively educate yourself before making any major financial decision, consider your own financial goals, deadlines and risk profile. So please bear all of this in mind when listening to this podcast and please always speak to a Financial Planner when wondering what you should do to achieve your own financial goals and dreams.
GENERAL ADVICE WARNING &amp; FINANCIAL PLANNING LICENSE DETAILS:
The information in this podcast is general in nature and does not take into account your personal circumstances, financial needs or objectives. Before acting on any information, you should consider the appropriateness of it and the relevant product having regard to your objectives, financial situation and needs. In particular, you should seek independent financial advice and read the relevant Product Disclosure Statement or other offer document prior to acquiring any financial product.
Canna Campbell is an&nbsp;Authorised Representative and Financial Adviser of Links Licensee Services Pty Ltd AFSL No. 700012 ABN 97 678 975 589.&nbsp;
&nbsp;

Having been a Financial Planner for over 15 years, I have seen first hand how money problems can breed stress. Often, people make wrong money decisions because the world of finance can be intimidating and confusing. This podcast cuts through the jargon and provides practical, accessible financial education and empowerment - so you can build sustainable wealth and help achieve financial freedom. You will also hear real-life success stories from people who have transformed their finances and be empowered by valuable advice from industry experts. So join me for the start of a bold and brilliant financial future and growing community. For immediate access to all my content follow @SugarMammaTV@CannaCampbellofficial xCC

SugarMamma’s Fireplay

START HERE: How to Get on Top of Your Finances When You've Been Avoiding It for Years

https://api.omny.fm/orgs/2fb3740d-3436-44af-8cc0-a91900716aa5/clips/e0aa21d7-d2f6-4d0c-829f-b331017bf763/transcript

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