Everyone has a different value system with money, I might value a handbag, you might value a new pair of shoes or a nice restaurant. We are all different and it is important that we respect each others value systems without any judgement. At the end of the day, it is about living a life authentically aligned to our value systems. The same principal goes for being frugal - everyone has their own value system in the way they chose to save money. For my annual Frugal February challenge, (6th year in a row) I tried to be as frugal as I could with my current budget.

This is what I did, where I saved and how it all added up - please also note that after our essential bills and expenses, we have a very normal family budget to stick to - this challenge wasn't easy as our current budget is already maxed out with lots of saving hacks so there wasn't much room to stretch it further - however I did give it a good go and was pleasantly surprised. 


Also, whilst Frugal February actually goes against my principals of abundance and gratitude - I prefer to say I am more mindful than frugal...nonetheless, this is a beautifully humbling financial challenge, that recalibrates me and projects me back into my financial focus for a productive 2022.
$1,465 - result...
Lunch to work and made my own snacks
Cleaned my own office
Clean my own car
DIY Manicures
No lifestyle shopping (e.g. clothing but I did buy some super cute slippers for $6 from Kmart)
Frugal Weekends at home
Cooked in bulk - food planned - I kept to our $300 pw grocery shop (I tried to cut this down but it was impossible)
Caught up with friends at home or went for walks instead of cafes
My own self tan and beauty hacks
Decluttered my wardrobe
$1465 saved over 28 days, excluding the savings from our gas, electricity and Foxtel (here we saved over $120 per month - but these savings say within our family savings to help cover new swimming lessons) - two steps forward, one step back but at least in the right direction! 
I will wait until this savings hits $2,000 and I will then invest it into a LIC - I am a high growth long term investor, my goal is all about building my passive income via dividends i.e. My Mindful Money Number. 


INSTAGRAM - @SugarMammaTV AND @CannaCampbellofficial

Everyone has a different value system with money, I might value a handbag, you might value a new pair of shoes or a nice restaurant. We are all different and it is important that we respect each others value systems without any judgement. At the end of the day, it is about living a life authentically aligned to our value systems. The same principal goes for being frugal - everyone has their own value system in the way they chose to save money. For my annual Frugal February challenge, (6th year in a row) I tried to be as frugal as I could with my current budget.
This is what I did, where I saved and how it all added up - please also note that after our essential bills and expenses, we have a very normal family budget to stick to - this challenge wasn't easy as our current budget is already maxed out with lots of saving hacks so there wasn't much room to stretch it further - however I did give it a good go and was pleasantly surprised.&nbsp;
 Also, whilst Frugal February actually goes against my principals of abundance and gratitude - I prefer to say I am more mindful than frugal...nonetheless, this is a beautifully humbling financial challenge, that recalibrates me and projects me back into my financial focus for a productive 2022. $1,465 - result... Lunch to work and made my own snacks Cleaned my own office Clean my own car DIY Manicures No lifestyle shopping (e.g. clothing but I did buy some super cute slippers for $6 from Kmart) Frugal Weekends at home Cooked in bulk - food planned - I kept to our $300 pw grocery shop (I tried to cut this down but it was impossible) Caught up with friends at home or went for walks instead of cafes My own self tan and beauty hacks Decluttered my wardrobe $1465 saved over 28 days, excluding the savings from our gas, electricity and Foxtel (here we saved over $120 per month - but these savings say within our family savings to help cover new swimming lessons) - two steps forward, one step back but at least in the right direction!&nbsp; I will wait until this savings hits $2,000 and I will then invest it into a LIC - I am a high growth long term investor, my goal is all about building my passive income via dividends i.e. My Mindful Money Number.&nbsp;
 INSTAGRAM - @SugarMammaTV AND @CannaCampbellofficial

Having been a Financial Planner for over 15 years, I have seen first hand how money problems can breed stress. Often, people make wrong money decisions because the world of finance can be intimidating and confusing. This podcast cuts through the jargon and provides practical, accessible financial education and empowerment - so you can build sustainable wealth and help achieve financial freedom. You will also hear real-life success stories from people who have transformed their finances and be empowered by valuable advice from industry experts. So join me for the start of a bold and brilliant financial future and growing community. For immediate access to all my content follow @SugarMammaTV@CannaCampbellofficial xCC