Historically, there have been cultural biases that have complicated the home buying process and made home ownership difficult. In this episode of Smart Talks with IBM, Malcolm takes on this subject with Jacob Goldstein, host of What’s Your Problem?, and Bryan Young and Steven Better, the co-founders of Home Lending Pal. These two visionaries are using IBM technology including AI, blockchain and cloud to create a home loan process that’s more transparent, secure, and equitable. This is a paid advertisement from IBM.