It's a story sadly all-too familiar with so many people in the United States: you're on the cusp of receiving medication, surgery or treatment that could save your life -- only for your insurance company to deny the treatment you've paid for. Through the practice of "prior authorization," private insurance companies bypass doctors to decide whether or not a patient is allowed to receive medical treatment. In tonight's episode, Ben, Matt and Noel explore the controversy surrounding the nation's largest manufacturer of "prior approvals" -- and learn the nuts and bolts of a conspiracy built on endangering innocent people in pursuit of profit.