We ask Pat about the expansion of the playoff format and he says in the past he talked about the wear and tear on the athletes and that's still the first thing that comes to his mind.  Pat also talks about all the opt-ing out that is done now and how this could just increase it now.  Pat says the solution to stopping the opt outs is by paying the athletes for the bowl games.  Asked how he's preparing for the Name, Image and Likeness changes coming to college football, Pat tells us that there has to be consistency across college football.  We warp up with Pat talking about the transfer portal, how it impacts his program and what it means to him having Kenny Pickett back again next year.