Think about that old annuity you bought years ago—back when interest rates were
scraping the floor and “modern features” were just marketing buzzwords. A lot has
changed since then. Rates have jumped dramatically since early 2022, meaning new
contracts—whether fixed, multi‑year guaranteed annuities, or even fixed indexed
annuities—could offer payouts far richer than what you locked in. On top of that, the
annuity world has evolved: new riders, inflation protection, bonus credits, and even
partial liquidity options are now common. But just because the new models look shinier
doesn’t mean you should automatically trade in the old one. Today, we’ll talk about how
to review your existing annuity, what pitfalls to watch out for, and how to know when a
1035 exchange might be the smartest tax‑free move you’ll make this year.

Reach out to Ben and Matt at 877-249-6900 or https://soundpathretirement.com/

Think about that old annuity you bought years ago&mdash;back when interest rates were scraping the floor and &ldquo;modern features&rdquo; were just marketing buzzwords. A lot has changed since then. Rates have jumped dramatically since early 2022, meaning new contracts&mdash;whether fixed, multi‑year guaranteed annuities, or even fixed indexed annuities&mdash;could offer payouts far richer than what you locked in. On top of that, the annuity world has evolved: new riders, inflation protection, bonus credits, and even partial liquidity options are now common. But just because the new models look shinier doesn&rsquo;t mean you should automatically trade in the old one. Today, we&rsquo;ll talk about how to review your existing annuity, what pitfalls to watch out for, and how to know when a 1035 exchange might be the smartest tax‑free move you&rsquo;ll make this year.
Reach out to Ben and Matt at 877-249-6900 or <a href="https://soundpathretirement.com/">https://soundpathretirement.com/</a>

Benjamin Koval and Matt Lybarger bring everything you need to know about retirement and income planning in a fast paced format. Each week, the hosts and guests on the show reveal the latest developments in the financial world to keep you informed of changes that may affect you personally, while sharing some common sense strategies that will help you make the most out of your retirement savings.

SoundPath Retirement Strategies are logic-driven consultants helping retirees construct a comprehensive plan with the goal of creating a consistent income stream they can rely on throughout retirement. SoundPath Retirement Strategies was established in the Greater Seattle area by founder Benjamin J. Koval because he believed that the needs of senior investors were not being adequately addressed by brokerages and typical financial advisory firms.

President and founder of SoundPath Retirement Strategies, Benjamin J. Koval, has over a decade of experience in finance and has a focus on retirement planning. Ben is an MBA, a Certified Financial Planner™, and an Investment Advisor Representative (IAR) holding a Series 65 license. He is also a Washington state-licensed life insurance producer.

Benjamin Koval and Matt Lybarger bring everything you need to know about retirement and income planning in a fast paced format. Each week, the hosts and guests on the show reveal the latest developments in the financial world to keep you informed of changes that may affect you personally, while sharing some common sense strategies that will help you make the most out of your retirement savings.
SoundPath Retirement Strategies are logic-driven consultants helping retirees construct a comprehensive plan with the goal of creating a consistent income stream they can rely on throughout retirement. SoundPath Retirement Strategies was established in the Greater Seattle area by founder Benjamin J. Koval because he believed that the needs of senior investors were not being adequately addressed by brokerages and typical financial advisory firms.
President and founder of SoundPath Retirement Strategies, Benjamin J. Koval, has over a decade of experience in finance and has a focus on retirement planning. Ben is an MBA, a Certified Financial Planner™, and an Investment Advisor Representative (IAR) holding a Series 65 license. He is also a Washington state-licensed life insurance producer.