The hosts discuss important questions to ask your advisor about inflation and its impact on your retirement plan. They emphasize the need for a long-term financial plan and the importance of considering both the plan to retirement and the plan in retirement. They also discuss the impact of inflation on cash flow and the need to structure your retirement plan to account for inflation. The hosts highlight common mistakes people make in retirement planning, such as trying to beat the market, keeping too much money in cash, and misunderstanding diversification. They encourage listeners to seek professional advice and avoid falling for misleading advice. In this conversation, They also debunk the 4% rule, explaining that it is based on historical returns and does not account for sequence of returns risk. They recommend a more personalized approach to retirement planning and discuss the importance of structuring income and choosing the right investment vehicles.

Reach out to Ben and Matt at 877-249-6900 or https://soundpathretirement.com/

The hosts discuss important questions to ask your advisor about inflation and its impact on your retirement plan. They emphasize the need for a long-term financial plan and the importance of considering both the plan to retirement and the plan in retirement. They also discuss the impact of inflation on cash flow and the need to structure your retirement plan to account for inflation. The hosts highlight common mistakes people make in retirement planning, such as trying to beat the market, keeping too much money in cash, and misunderstanding diversification. They encourage listeners to seek professional advice and avoid falling for misleading advice. In this conversation, They also debunk the 4% rule, explaining that it is based on historical returns and does not account for sequence of returns risk. They recommend a more personalized approach to retirement planning and discuss the importance of structuring income and choosing the right investment vehicles.
Reach out to Ben and Matt at 877-249-6900 or <a href="https://soundpathretirement.com/">https://soundpathretirement.com/</a>

Benjamin Koval and Matt Lybarger bring everything you need to know about retirement and income planning in a fast paced format. Each week, the hosts and guests on the show reveal the latest developments in the financial world to keep you informed of changes that may affect you personally, while sharing some common sense strategies that will help you make the most out of your retirement savings.

SoundPath Retirement Strategies are logic-driven consultants helping retirees construct a comprehensive plan with the goal of creating a consistent income stream they can rely on throughout retirement. SoundPath Retirement Strategies was established in the Greater Seattle area by founder Benjamin J. Koval because he believed that the needs of senior investors were not being adequately addressed by brokerages and typical financial advisory firms.

President and founder of SoundPath Retirement Strategies, Benjamin J. Koval, has over a decade of experience in finance and has a focus on retirement planning. Ben is an MBA, a Certified Financial Planner™, and an Investment Advisor Representative (IAR) holding a Series 65 license. He is also a Washington state-licensed life insurance producer.

Benjamin Koval and Matt Lybarger bring everything you need to know about retirement and income planning in a fast paced format. Each week, the hosts and guests on the show reveal the latest developments in the financial world to keep you informed of changes that may affect you personally, while sharing some common sense strategies that will help you make the most out of your retirement savings.
SoundPath Retirement Strategies are logic-driven consultants helping retirees construct a comprehensive plan with the goal of creating a consistent income stream they can rely on throughout retirement. SoundPath Retirement Strategies was established in the Greater Seattle area by founder Benjamin J. Koval because he believed that the needs of senior investors were not being adequately addressed by brokerages and typical financial advisory firms.
President and founder of SoundPath Retirement Strategies, Benjamin J. Koval, has over a decade of experience in finance and has a focus on retirement planning. Ben is an MBA, a Certified Financial Planner™, and an Investment Advisor Representative (IAR) holding a Series 65 license. He is also a Washington state-licensed life insurance producer.

SoundPath Through Retirement

Inflation! Enough Said!

The retirement of 10,000 baby boomers every day has significant impacts on current retirees, the economy, and social systems. The conversation covers the increased demand and funding challenges on Social Security and Medicare, the strain on government-run pension systems, the changes in the labor market and consumption patterns, and the importance of income, tax, insurance, estate, and investment planning in retirement. In this conversation, Ben and Matt discuss various topics related to retirement planning. They emphasize the importance of aligning estate and retirement documents, managing income in retirement, and considering part-time work. They also address the question of financially supporting adult children and the implications of retiring at the same time or at different times as a couple. The conversation concludes with a discussion on using brokered CDs in a laddered strategy and building a steady income in retirement.

Reach out to Ben and Matt at 877-249-6900 or https://soundpathretirement.com/

The retirement of 10,000 baby boomers every day has significant impacts on current retirees, the economy, and social systems. The conversation covers the increased demand and funding challenges on Social Security and Medicare, the strain on government-run pension systems, the changes in the labor market and consumption patterns, and the importance of income, tax, insurance, estate, and investment planning in retirement. In this conversation, Ben and Matt discuss various topics related to retirement planning. They emphasize the importance of aligning estate and retirement documents, managing income in retirement, and considering part-time work. They also address the question of financially supporting adult children and the implications of retiring at the same time or at different times as a couple. The conversation concludes with a discussion on using brokered CDs in a laddered strategy and building a steady income in retirement.
Reach out to Ben and Matt at 877-249-6900 or <a href="https://soundpathretirement.com/">https://soundpathretirement.com/</a>

10,000 Baby Boomers Per Day

Retirement planning has seen significant changes over the past 20 years, influenced by shifts in the economy, demographics, technology, and regulatory environments. Some of the most significant changes include the shift from defined benefit to defined contribution plans, the introduction of Roth 401(k)s, changes in contribution limits, the rise of automatic enrollment and escalation features, the advent of health savings accounts (HSAs), the implementation of required minimum distributions (RMDs), and the impact of financial technology (FinTech) on retirement planning. These changes have had a profound impact on how Americans plan and run their retirement. The conversation emphasizes the importance of planning for inflation in retirement and the need for a structured retirement plan that accounts for inflation and other factors. The hosts offer their services as financial advisors to help individuals create personalized retirement plans.

Reach out to Ben and Matt at 877-249-6900 or https://soundpathretirement.com/

Retirement planning has seen significant changes over the past 20 years, influenced by shifts in the economy, demographics, technology, and regulatory environments. Some of the most significant changes include the shift from defined benefit to defined contribution plans, the introduction of Roth 401(k)s, changes in contribution limits, the rise of automatic enrollment and escalation features, the advent of health savings accounts (HSAs), the implementation of required minimum distributions (RMDs), and the impact of financial technology (FinTech) on retirement planning. These changes have had a profound impact on how Americans plan and run their retirement. The conversation emphasizes the importance of planning for inflation in retirement and the need for a structured retirement plan that accounts for inflation and other factors. The hosts offer their services as financial advisors to help individuals create personalized retirement plans.
Reach out to Ben and Matt at 877-249-6900 or <a href="https://soundpathretirement.com/">https://soundpathretirement.com/</a>

Twentry Years of Retirement Changes

60% of retirees said they wished they could have a retirement planning do-over. The biggest financial regret for retirees was not planning better for the unexpected, such as inflation and market volatility. Hindsight is always 20-20, and it's impossible to predict major events like a pandemic. However, it's important to have conversations with a financial advisor who has experience with retirees and can help navigate potential challenges. Many retirees also expressed regret about not investing in vehicles that provide a steady income stream. It's crucial to balance short-term stability with long-term growth and have a diversified portfolio. Women in retirement face unique challenges, including a confidence gap and disparities in pay and caregiving responsibilities. They provide insights and advice on each topic, emphasizing the importance of personalized planning and considering individual circumstances. The hosts also address common misconceptions and offer alternative strategies for retirement income. Overall, the conversation highlights the need for comprehensive and structured retirement planning.

Reach out to Ben and Matt at 877-249-6900 or https://soundpathretirement.com/

60% of retirees said they wished they could have a retirement planning do-over. The biggest financial regret for retirees was not planning better for the unexpected, such as inflation and market volatility. Hindsight is always 20-20, and it's impossible to predict major events like a pandemic. However, it's important to have conversations with a financial advisor who has experience with retirees and can help navigate potential challenges. Many retirees also expressed regret about not investing in vehicles that provide a steady income stream. It's crucial to balance short-term stability with long-term growth and have a diversified portfolio. Women in retirement face unique challenges, including a confidence gap and disparities in pay and caregiving responsibilities. They provide insights and advice on each topic, emphasizing the importance of personalized planning and considering individual circumstances. The hosts also address common misconceptions and offer alternative strategies for retirement income. Overall, the conversation highlights the need for comprehensive and structured retirement planning.
Reach out to Ben and Matt at 877-249-6900 or <a href="https://soundpathretirement.com/">https://soundpathretirement.com/</a>

Inflation! Enough Said!

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