In this conversation, Ben Koval  and Matt Lieberger discuss common pitfalls retirees face, including over-reliance on home equity, the dangers of elder scams, and the importance of balancing growth and safety in retirement portfolios. They also explore the rising popularity of Roth conversions as a tax strategy for retirees, emphasizing the need for careful planning and vigilance in financial decision-making. In this conversation, Ben and Gary discuss various aspects of retirement planning, focusing on Roth conversions, tax implications, comprehensive planning, and investment strategies. They emphasize the importance of timing and purpose in Roth conversions, the tax consequences of converting retirement accounts, and the need for a structured retirement plan that includes income, tax, insurance, estate, and investment planning. The discussion also covers the considerations for rolling over 401k accounts, the emerging field of crypto ETFs, and the nuances of laddered bond strategies and annuity options.

Reach out to Ben and Matt at 877-249-6900 or https://soundpathretirement.com/