Farmers say new KiwiSaver rules are a win for rural staff looking to buy property.

Farm workers, rural teachers, police and defence personnel can now use KiwiSaver to buy their first home, or even a farm, due to the Government lifting a long-standing restriction.

Previously, these workers were blocked because their jobs required living in employer-provided housing.

Federated Farmers' Dairy Chair Karl Dean told Mike Hosking that there's about 50,000 farms nationwide, most with just one or two staff living onsite.

He expects 10 to 20% to take this option.

LISTEN ABOVE

Farmers say new KiwiSaver rules are a win for rural staff looking to buy property.
Farm workers, rural teachers, police and defence personnel can now use KiwiSaver to buy their first home, or even a farm, due to the Government lifting a long-standing restriction.
Previously, these workers were blocked because their jobs required living in employer-provided housing.
Federated Farmers' Dairy Chair Karl Dean told Mike Hosking that there's about 50,000 farms nationwide, most with just one or two staff living onsite.
He expects 10 to 20% to take this option.
LISTEN ABOVE

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Looking for actionable business insights all in one place? 
We're here to help you find a way with a curation of the &lsquo;best bits&rsquo; from top business podcasts. 
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Karl Dean: Federated Farmers Dairy Chair says new KiwiSaver rules are a win for rural staff

Ethical investing seems to be a hot topic when it comes to choosing an investment fund or KiwiSaver provider. 

I've often heard providers boast that their fund is ethical - they avoid weapons manufacturers, focus on renewable and sustainable energy - you won't feel a possible sense of guilt around where your money is going. 

LISTEN ABOVE

Ethical investing seems to be a hot topic when it comes to choosing an investment fund or KiwiSaver provider.&nbsp;
I've often heard providers boast that their fund is ethical - they avoid weapons manufacturers, focus on renewable and sustainable energy - you won't feel a possible sense of guilt around where your money is going.&nbsp;
LISTEN ABOVE

Martin Hawes: Are you losing money on ethical investing?

In this episode, I break down why saturated markets aren’t something to avoid - they’re actually the smartest and most profitable places to start a business in 2026. I share real examples from my own shapewear brand, my students, and the businesses I’ve built, and walk you through how to find your unique angle in any crowded industry.

👉🏼 https://www.makeithappen.org.nz/
📲 Socials: https://www.instagram.com/makeithappen

 

In this episode, I break down why saturated markets aren&rsquo;t something to avoid - they&rsquo;re actually the smartest and most profitable places to start a business in 2026. I share real examples from my own shapewear brand, my students, and the businesses I&rsquo;ve built, and walk you through how to find your unique angle in any crowded industry.
👉🏼 <a href="https://www.makeithappen.org.nz/">https://www.makeithappen.org.nz/</a> 📲 Socials:&nbsp;<a href="https://www.instagram.com/makeithappen">https://www.instagram.com/makeithappen</a>
&nbsp;

(#92) Why Saturated Markets Are the Best Places to Start a Business in 2026

The Government has highlighted issues within the KiwiSaver Act that have prevented a number of Kiwis from using their accounts to buy a home. 

Many workers in rural areas, like farm workers, rural police and teachers, are often required to live in housing provided by their employer - which stops them from being able to withdraw their KiwiSaver for a first home as they're unable to live in it. 

These issues have also stopped farmers from being able to purchase their own farm as it's not covered by current legislation. 

Changes announced this morning would remove those barriers. 

LISTEN ABOVE

The Government has highlighted issues within the KiwiSaver Act that have prevented a number of Kiwis from using their accounts to buy a home.&nbsp;
Many workers in rural areas, like farm workers, rural police and teachers, are often required to live in housing provided by their employer - which stops them from being able to withdraw their KiwiSaver for a first home as they're unable to live in it.&nbsp;
These issues have also stopped farmers from being able to purchase their own farm as it's not covered by current legislation.&nbsp;
Changes announced this morning would remove those barriers.&nbsp;
LISTEN ABOVE

Karl Dean: Federated Farmers Dairy Chair says new KiwiSaver rules are a win for rural staff

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