What if the amount you save isn’t as important as how your income lasts?
In this episode of Smarter Retirement Radio, John Ripley explores why a steady, reliable income can matter more in retirement than walking away with a large lump sum. Using a recent lottery winner’s dilemma as a jumping-off point, they break down the difference between unpredictable market‑based accounts and structured income designed to support long-term spending. John will also unpack current market conditions, recent legislative changes such as the Secure Act, and practical considerations for Required Minimum Distributions. They close with a personal story that underscores a core theme of retirement planning: creating a framework that not only supports financial stability but also leaves room for meaningful experiences with the people who matter most.

Tune in every Saturday at 3:00 PM and Sunday at 9:00 AM ET on WORL for Smarter Retirement Radio with John Ripley.

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