Most New Zealanders consider themselves only “average” with money. 

In fact, a new study from Partners Life finds less than a quarter of New Zealanders rate their financial knowledge as "excellent".

Nearly 60 percent find it tough to pay monthly expenses, and just over half reported stress or losing sleep due to money concerns. 

At the same time, many are reportedly using credit and afterpay services to make ends meet.

How do we improve financial literacy? What can we put into practice now?

Banqer CEO Simon Brown joins Tim Beveridge for Smart Money... 

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