We've all found ourselves day dreaming about where we'd spend a big Lotto win at one point or another. 

Realistically, many of us will come into a major windfall - but it's likely to come in the form of a bonus at work, or an inheritance. 

Is it okay to buy a new car and go on holiday? Or should we invest it all? 

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We've all found ourselves day dreaming about where we'd spend a big Lotto win at one point or another.&nbsp;
Realistically, many of us will come into a major windfall - but it's likely to come in the form of a bonus at work, or an inheritance.&nbsp;
Is it okay to buy a new car and go on holiday? Or should we invest it all?&nbsp;
LISTEN ABOVE

Looking to make sense of your dollars? Newstalk ZB’s Smart Money delves into the deep, dark recesses of unwanted debt, traverses the highs and lows of investments and helps to ensure you money works for you.

Our industry experts give us their top tips on a wide selection of topics including mortgage rates, stock, savings, goal-setting and retirement.

Looking to make sense of your dollars? Newstalk ZB’s Smart Money delves into the deep, dark recesses of unwanted debt, traverses the highs and lows of investments and helps to ensure you money works for you. Our industry experts give us their top tips on a wide selection of topics including mortgage rates, stock, savings, goal-setting and retirement.

Looking to make sense of your dollars? Newstalk ZB’s Smart Money delves into the deep, dark recesses of unwanted debt, traverses the highs and lows of investments and helps to ensure you money works for you.

Smart Money

Nick Crawford: The mistakes people make with a windfall

https://api.omny.fm/orgs/7784f840-c291-422a-924b-ad9000bbad71/clips/8e083a8d-5ffc-42c0-8032-b40700521623/transcript

Prices are going up. 

Food prices are up, and will keep going up alongside fuel. Practically any goods that travel by land air or ocean to get to you will become increasingly unaffordable for the foreseeable future. 

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Prices are going up.&nbsp;
Food prices are up, and will keep going up alongside fuel. Practically any goods that travel by land air or ocean to get to you will become increasingly unaffordable for the foreseeable future.&nbsp;
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Amanda Morrall: Saving money with rising costs

https://api.omny.fm/orgs/7784f840-c291-422a-924b-ad9000bbad71/clips/e005be38-eb8e-4d2b-b2e9-b41c0054657c/transcript

Tensions are high for everyone right now, and I know most people will either be nervously checking their KiwiSaver balance on the daily, or completely ignoring it until things calm down a bit. 

The most repeated advice advisors will be giving right now is to simply ignore your balance for the time being - that by the time the first bomb dropped, it was too late to change anything. But is that really true? 

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Tensions are high for everyone right now, and I know most people will either be nervously checking their KiwiSaver balance on the daily, or completely ignoring it until things calm down a bit.&nbsp;
The most repeated advice advisors will be giving right now is to simply ignore your balance for the time being - that by the time the first bomb dropped, it was too late to change anything. But is that really true?&nbsp;
LISTEN ABOVE

Rupert Carlyon: Global tension? Ignore your KiwiSaver

https://api.omny.fm/orgs/7784f840-c291-422a-924b-ad9000bbad71/clips/5027cc5b-6048-414c-ac57-b41500522456/transcript

From April 1st, the KiwiSaver minimum default contribution rate will move up to 3.5%. 

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From April 1st, the KiwiSaver minimum default contribution rate will move up to 3.5%.&nbsp;
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Chris Wilson: KiwiSaver changes need some tweaking

https://api.omny.fm/orgs/7784f840-c291-422a-924b-ad9000bbad71/clips/366544f2-1267-482b-8325-b40e00521d05/transcript

Nick Crawford: The mistakes people make with a windfall

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