We've all found ourselves day dreaming about where we'd spend a big Lotto win at one point or another.
Realistically, many of us will come into a major windfall - but it's likely to come in the form of a bonus at work, or an inheritance.
Is it okay to buy a new car and go on holiday? Or should we invest it all?
LISTEN ABOVE

Martin Hawes: Are you losing money on ethical investing?
41:21

Shane Solly: Spots of recovery in the economy
41:29

Janet Xuccoa: Where do trusts fit in to aged care funding?
41:20