We've all found ourselves day dreaming about where we'd spend a big Lotto win at one point or another.
Realistically, many of us will come into a major windfall - but it's likely to come in the form of a bonus at work, or an inheritance.
Is it okay to buy a new car and go on holiday? Or should we invest it all?
LISTEN ABOVE

Hamish Pepper: What's the reasoning behind RBNZ's decision to hike the OCR?
40:00

Amanda Morrall: Does AI play a role in personal finance?
40:05

Rupert Carlyon: What's the first step for wanna-be investors?
41:26