We've all found ourselves day dreaming about where we'd spend a big Lotto win at one point or another. 

Realistically, many of us will come into a major windfall - but it's likely to come in the form of a bonus at work, or an inheritance. 

Is it okay to buy a new car and go on holiday? Or should we invest it all? 

LISTEN ABOVE

We've all found ourselves day dreaming about where we'd spend a big Lotto win at one point or another.&nbsp;
Realistically, many of us will come into a major windfall - but it's likely to come in the form of a bonus at work, or an inheritance.&nbsp;
Is it okay to buy a new car and go on holiday? Or should we invest it all?&nbsp;
LISTEN ABOVE

Looking to make sense of your dollars? Newstalk ZB’s Smart Money delves into the deep, dark recesses of unwanted debt, traverses the highs and lows of investments and helps to ensure you money works for you.

Our industry experts give us their top tips on a wide selection of topics including mortgage rates, stock, savings, goal-setting and retirement.

Looking to make sense of your dollars? Newstalk ZB’s Smart Money delves into the deep, dark recesses of unwanted debt, traverses the highs and lows of investments and helps to ensure you money works for you. Our industry experts give us their top tips on a wide selection of topics including mortgage rates, stock, savings, goal-setting and retirement.

Looking to make sense of your dollars? Newstalk ZB’s Smart Money delves into the deep, dark recesses of unwanted debt, traverses the highs and lows of investments and helps to ensure you money works for you.

Smart Money

Nick Crawford: The mistakes people make with a windfall

https://api.omny.fm/orgs/7784f840-c291-422a-924b-ad9000bbad71/clips/8e083a8d-5ffc-42c0-8032-b40700521623/transcript

The age of retirement is back in the forefront of news this week after a report from the OECD recommended means testing the age of eligibility for NZ Super or risk an unsustainable rise in public debt. 

The agency says New Zealand's ageing population will continue to become a prevalent issue as the government tries to pull the economy out of the red. 

But some finance experts say we shouldn't be relying on the government to fund our retirements, and super should be treated as a bonus rather than a survivable income. 

LISTEN ABOVE

The age of retirement is back in the forefront of news this week after a report from the OECD recommended means testing the age of eligibility for NZ Super or risk an unsustainable rise in public debt.&nbsp;
The agency says New Zealand's ageing population will continue to become a prevalent issue as the government tries to pull the economy out of the red.&nbsp;
But some finance experts say we shouldn't be relying on the government to fund our retirements, and super should be treated as a bonus rather than a survivable income.&nbsp;
LISTEN ABOVE

Martin Hawes: Should the govt fund your retirement?

https://api.omny.fm/orgs/7784f840-c291-422a-924b-ad9000bbad71/clips/bfab25a3-75c1-4699-9a76-b44600635b76/transcript

All investment accounts are a bit touch and go at the moment. 

If you're checking your KiwiSaver more than a few times a year, the amount of movement could really start to get to your head. 

But for those close to or at retirement age, or about to withdraw for whatever reason - a volatile market can make all the difference. 

LISTEN ABOVE

All investment accounts are a bit touch and go at the moment.&nbsp;
If you're checking your KiwiSaver more than a few times a year, the amount of movement could really start to get to your head.&nbsp;
But for those close to or at retirement age, or about to withdraw for whatever reason - a volatile market can make all the difference.&nbsp;
LISTEN ABOVE

Nathan Stanners: Don't get too caught up with checking your KiwiSaver balance

https://api.omny.fm/orgs/7784f840-c291-422a-924b-ad9000bbad71/clips/99da6df7-b6bb-4696-bd11-b43f00629dc4/transcript

Divorce is still one of those taboo topics we tend to avoid, but up to 40% of marriages end that way here in New Zealand, so it's probably about time we become a bit more comfortable with it. 

It's not always a hostile end, some couples are even able to "DIY" their split in a sense - but is that really a good idea? 

LISTEN ABOVE

Divorce is still one of those taboo topics we tend to avoid, but up to 40% of marriages end that way here in New Zealand, so it's probably about time we become a bit more comfortable with it.&nbsp;
It's not always a hostile end, some couples are even able to "DIY" their split in a sense - but is that really a good idea?&nbsp;
LISTEN ABOVE

Sharon Chandra: You can't DIY a divorce

https://api.omny.fm/orgs/7784f840-c291-422a-924b-ad9000bbad71/clips/cf64e309-42b5-4bc5-811a-b43800627f51/transcript

Nick Crawford: The mistakes people make with a windfall

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