This week, the Government's KiwiSaver contribution was halved under budget changes.

Employers will also have to fork out a mandatory 4% contribution to adjust for the deficit left by the Government's contibution.

That bump's expected to stifle potential salary increases, and in turn, our retirement funds - leading many to question what changes we really need, and what we can do for ourselves, to support our golden years. 

Retired financial advisor and writer Martin Hawes joins Andrew Dickens for Smart Money...

LISTEN ABOVE

This week, the Government's KiwiSaver contribution was halved under budget changes.
Employers will also have to fork out a mandatory 4% contribution to adjust for the deficit left by the Government's contibution.
That bump's expected to stifle potential salary increases, and in turn, our retirement funds - leading many to question what changes we really need, and what we can do for ourselves, to support our golden years.&nbsp;
Retired financial advisor and writer Martin Hawes joins Andrew Dickens for Smart Money...
LISTEN ABOVE

Looking to make sense of your dollars? Newstalk ZB’s Smart Money delves into the deep, dark recesses of unwanted debt, traverses the highs and lows of investments and helps to ensure you money works for you.

Our industry experts give us their top tips on a wide selection of topics including mortgage rates, stock, savings, goal-setting and retirement.

Looking to make sense of your dollars? Newstalk ZB’s Smart Money delves into the deep, dark recesses of unwanted debt, traverses the highs and lows of investments and helps to ensure you money works for you. Our industry experts give us their top tips on a wide selection of topics including mortgage rates, stock, savings, goal-setting and retirement.

Looking to make sense of your dollars? Newstalk ZB’s Smart Money delves into the deep, dark recesses of unwanted debt, traverses the highs and lows of investments and helps to ensure you money works for you.

Smart Money

Martin Hawes: Self-employed people will be hit hardest by KiwiSaver cuts

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