We got another OCR cut this week - now down to 2.25% - the lowest it's been since June of 2022. 

That was the last one for the year, so a lot of us mortgage holders are trying to figure out whether things are slowing down, and if it's time to fix for a longer term this time around. 

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We got another OCR cut this week - now down to 2.25% - the lowest it's been since June of 2022.&nbsp;
That was the last one for the year, so a lot of us mortgage holders are trying to figure out whether things are slowing down, and if it's time to fix for a longer term this time around.&nbsp;
LISTEN ABOVE

Looking to make sense of your dollars? Newstalk ZB’s Smart Money delves into the deep, dark recesses of unwanted debt, traverses the highs and lows of investments and helps to ensure you money works for you.

Our industry experts give us their top tips on a wide selection of topics including mortgage rates, stock, savings, goal-setting and retirement.

Looking to make sense of your dollars? Newstalk ZB’s Smart Money delves into the deep, dark recesses of unwanted debt, traverses the highs and lows of investments and helps to ensure you money works for you. Our industry experts give us their top tips on a wide selection of topics including mortgage rates, stock, savings, goal-setting and retirement.

Looking to make sense of your dollars? Newstalk ZB’s Smart Money delves into the deep, dark recesses of unwanted debt, traverses the highs and lows of investments and helps to ensure you money works for you.

Smart Money

Lisa Dudson: Is it time to fix long term?

https://api.omny.fm/orgs/7784f840-c291-422a-924b-ad9000bbad71/clips/eafd3895-4ef2-428f-9c33-b3a500520980/transcript

We've all found ourselves day dreaming about where we'd spend a big Lotto win at one point or another. 

Realistically, many of us will come into a major windfall - but it's likely to come in the form of a bonus at work, or an inheritance. 

Is it okay to buy a new car and go on holiday? Or should we invest it all? 

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We've all found ourselves day dreaming about where we'd spend a big Lotto win at one point or another.&nbsp;
Realistically, many of us will come into a major windfall - but it's likely to come in the form of a bonus at work, or an inheritance.&nbsp;
Is it okay to buy a new car and go on holiday? Or should we invest it all?&nbsp;
LISTEN ABOVE

Nick Crawford: The mistakes people make with a windfall

https://api.omny.fm/orgs/7784f840-c291-422a-924b-ad9000bbad71/clips/8e083a8d-5ffc-42c0-8032-b40700521623/transcript

Ethical investing seems to be a hot topic when it comes to choosing an investment fund or KiwiSaver provider. 

I've often heard providers boast that their fund is ethical - they avoid weapons manufacturers, focus on renewable and sustainable energy - you won't feel a possible sense of guilt around where your money is going. 

LISTEN ABOVE

Ethical investing seems to be a hot topic when it comes to choosing an investment fund or KiwiSaver provider.&nbsp;
I've often heard providers boast that their fund is ethical - they avoid weapons manufacturers, focus on renewable and sustainable energy - you won't feel a possible sense of guilt around where your money is going.&nbsp;
LISTEN ABOVE

Martin Hawes: Are you losing money on ethical investing?

https://api.omny.fm/orgs/7784f840-c291-422a-924b-ad9000bbad71/clips/8f036254-d4d6-4d42-b7fa-b4000052326c/transcript

We've started to see spots of what looks to be recovery in our economy over recent months. 

It's not consistent, but it's frequent enough to give us some hope for the year to come. 

Westpac is picking a whole lot of OCR hikes from the end of this year, and other forecasts seem to set a similar scene - a better economy is coming, and rates will have to reflect that when the time comes. 

LISTEN ABOVE

We've started to see spots of what looks to be recovery in our economy over recent months.&nbsp;
It's not consistent, but it's frequent enough to give us some hope for the year to come.&nbsp;
Westpac is picking a whole lot of OCR hikes from the end of this year, and other forecasts seem to set a similar scene - a better economy is coming, and rates will have to reflect that when the time comes.&nbsp;
LISTEN ABOVE

Shane Solly: Spots of recovery in the economy

https://api.omny.fm/orgs/7784f840-c291-422a-924b-ad9000bbad71/clips/d6bfba97-a9be-4530-8033-b3f200522ee9/transcript

Lisa Dudson: Is it time to fix long term?

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