What you leave behind when you're gone is probably on a lot of peoples' minds, regardless of age. 

But is a will something everyone should have? Or is it something to think about once you have a family, or reach a certain age? 

Managing Director for NZ Family Trust Services Janet Xuccoa joins Tim Beveridge for Smart Money.

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What you leave behind when you're gone is probably on a lot of peoples' minds, regardless of age.&nbsp;
But is a will something everyone should have? Or is it something to think about once you have a family, or reach a certain age?&nbsp;
Managing Director for NZ Family Trust Services Janet Xuccoa joins Tim Beveridge for Smart Money.
LISTEN ABOVE

Looking to make sense of your dollars? Newstalk ZB’s Smart Money delves into the deep, dark recesses of unwanted debt, traverses the highs and lows of investments and helps to ensure you money works for you.

Our industry experts give us their top tips on a wide selection of topics including mortgage rates, stock, savings, goal-setting and retirement.

Looking to make sense of your dollars? Newstalk ZB’s Smart Money delves into the deep, dark recesses of unwanted debt, traverses the highs and lows of investments and helps to ensure you money works for you. Our industry experts give us their top tips on a wide selection of topics including mortgage rates, stock, savings, goal-setting and retirement.

Looking to make sense of your dollars? Newstalk ZB’s Smart Money delves into the deep, dark recesses of unwanted debt, traverses the highs and lows of investments and helps to ensure you money works for you.

Smart Money

Janet Xuccoa: Who needs a will?

https://api.omny.fm/orgs/7784f840-c291-422a-924b-ad9000bbad71/clips/09405b90-d801-451c-accf-b4ee0052837c/transcript

If you make a lot of money, are you more likely to save it or spend it? 

Sometimes it seems like people with higher incomes are more likely to spend it all, compared to people with a more modest income who prioritise saving. 

So why are some people who earn good money permanently broke, while folk on modest incomes manage to save?

Financial Advisor and Co-Host of 'She Owns This' podcast Nefe Marson joins Tim Beveridge to discuss how to avoid bad spending habits. 

LISTEN ABOVE

If you make a lot of money, are you more likely to save it or spend it?&nbsp;
Sometimes it seems like people with higher incomes are more likely to spend it all, compared to people with a more modest income who prioritise saving.&nbsp;
So why are some people who earn good money permanently broke, while folk on modest incomes manage to save?
Financial Advisor and Co-Host of 'She Owns This' podcast Nefe Marson joins Tim Beveridge to discuss how to avoid bad spending habits.&nbsp;
LISTEN ABOVE

Nefe Marson: How do you avoid bad spending habits?

https://api.omny.fm/orgs/7784f840-c291-422a-924b-ad9000bbad71/clips/83b57190-b0ec-4986-be20-b4fc005298d1/transcript

One of the biggest costs elderly people face is retirement living costs.

There's no set number for how much money is needed, no benchmark. It's frustratingly personal. So how much do you need to retire?

Martin Hawes joins Tim Beveridge to discuss the costs of retireing, and how much should be tucked away.

And with the election round the corner we'll take a look at what policies could affect investments, wealth transfers, and the like. 

LISTEN ABOVE

One of the biggest costs elderly people face is retirement living costs.
There's no set number for how much money is needed, no benchmark. It's frustratingly personal. So how much do you need to retire?
Martin Hawes joins Tim Beveridge to discuss the costs of retireing, and how much should be tucked away.
And with the election round the corner we'll take a look at what policies could affect investments, wealth transfers, and the like.&nbsp;
LISTEN ABOVE

Martin Hawes: How much money do you need to retire?

https://api.omny.fm/orgs/7784f840-c291-422a-924b-ad9000bbad71/clips/b2b6c3b2-5d94-4f78-8f89-b4f5005294e9/transcript

Australian data-centre developer - Firmus - have stalled in securing funds for more build-outs, with investors unsure of the pricepoint, and how much of the growth depends on earnings that are yet to arrive.

So has the value of AI had its reality check? Investors have happily funded AI chips, AI software and AI infrastructure for years, but are public markets finally pushing back on valuations?

Given the money that's closely tied to AI and its promises to improve everyday life, are we walking into a bubble that's bound to pop, or running late on the AI boom?

Harbour Asset Management's Chris Wilson explains the risks to Tim Beveridge for Smart Money... 

LISTEN ABOVE

Australian data-centre developer - Firmus - have stalled in securing funds for more build-outs, with investors unsure of the pricepoint, and how much of the growth depends on earnings that are yet to arrive.
So has the value of AI had its reality check? Investors have happily funded AI chips, AI software and AI infrastructure for years, but are public markets finally pushing back on valuations?
Given the money that's closely tied to AI and its promises to improve everyday life, are we walking into a bubble that's bound to pop, or running late on the AI boom?
Harbour Asset Management's Chris Wilson explains the risks to Tim Beveridge for Smart Money...&nbsp;
LISTEN ABOVE

Chris Wilson: Concerns for investing in AI are valid as new technology can attract too much capital, too quickly

https://api.omny.fm/orgs/7784f840-c291-422a-924b-ad9000bbad71/clips/80bc04e5-b0d0-4235-99b6-b4e7005252d1/transcript

Janet Xuccoa: Who needs a will?

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