We often think of trusts as a way to protect your assets, especially if you work in certain fields - but a surprising number of regular families use them for a range of reasons.
LISTEN ABOVE

Martin Hawes: Should the govt fund your retirement?
41:27

Nathan Stanners: Don't get too caught up with checking your KiwiSaver balance
41:19

Sharon Chandra: You can't DIY a divorce
41:11