$5 Million Later: Redefining Financial Success in 2025

Is the American Dream still within reach—or has its price tag made it a luxury for the few? In this episode, Keith Collins of Keith Collins, Inc. breaks down the true cost of a fulfilling life in 2025, from homeownership and college to retirement and healthcare. Discover why $5 million is the new b…

Are Retirement Rules Still Relevant?

Is your retirement plan built on outdated rules? From the 4% rule to the “magic number” for savings, this episode with Keith Collins challenges common financial advice and explores what really matters for your future. Discover why one-size-fits-all benchmarks may not fit your unique situation, how …

Beyond the Big Contract: Planning for Life After Wealth

What happens after the final at bat? Roman Anthony’s $230 million contract sparks a bigger conversation about sudden wealth, retirement planning, and the risks of instant gratification. In this episode, Keith Collins shares lessons from athletes and entertainers that apply to anyone planning for th…

Inflation Nation: Rethinking Retirement in a Pricier World

In this episode of Smart Money Moves, Keith Collins tackles how inflation—from groceries to healthcare—is reshaping retirement planning. He explores how to reassess your budget, identify true financial needs, and prepare for rising long-term care costs. With practical insights and a few laughs, thi…

Pens, Pitches & Planning: What to Expect at a Retirement Seminar

What if your retirement plan is missing a few crucial puzzle pieces? In this episode of Smart Money Moves, Keith Collins, founder of Keith Collins, Inc., demystifies retirement seminars. From Social Security timing to understanding Medicare and taxes, Keith shares what attendees can expect—and what…

Taxes Are a Major Consideration in Gift-Giving

Keith Collins of Keith Collins Inc. talks about Qatar’s gift to President Trump of a 747 jet and relates that to the limits people have in gifting. He explains the limit people can receive annually, before taxes kick in. And Keith describes how children inheriting from their parents normally happen…

The Ideal Retirement Savings Amount and The Steps to Get There

Keith Collins of Keith Collins Inc. comments on Investopedia’s findings that Americans should have $35,000 in an emergency fund and how the average person only had around $8,700. Keith explains how these numbers vary for each household and how people should consult a financial advisor to figure out…

The Ins and Outs of RMDs and How an Advisor Helps Plan for Them

Keith Collins discusses a big qualification of pre-tax retirement accounts: required minimum distributions. Keith defines RMDs and the age at which most kick in. He shares why they are mandated and to which accounts they apply. Keith also describes the complexity of individual situations and how an…

Similarities and Differences Between 401(k)s and IRAs

Keith Collins defines what 401(k)s and IRAs are, what they have in common, and the main differences between them. He also shares the limits they have in both annual contributions and when people can withdraw that money. Keith also shares the distinction about taxes with each one and why people shou…

Retirement Risks: Are you Prepared for Market Downturns?

Inflation, longevity, and taxes can significantly impact retirement funds. Financial Advisor Keith Collins discusses how asset protection is vital for both individuals and business owners, with each facing unique risks. Click here to schedule an appointment with Keith and his team or call 508-735-…