The Hidden Cost of Inflation on Your Retirement

Inflation is everywhere, but how much is it actually shaping your retirement decisions? In this episode, Keith Collins breaks down what inflation really means beyond the headlines and how it quietly impacts purchasing power, income planning, and long-term financial strategies. From rising everyday …

Winning Retirement Like Baseball: It’s a Long Game

What if building a successful retirement wasn’t about hitting a grand slam, but simply showing up and getting on base? In this episode, Keith Collins uses a baseball analogy to break down the fundamentals of retirement planning, highlighting why consistency, discipline, and a solid strategy often m…

Don’t Fumble Retirement at the One Yard Line

You can win the savings game—and still lose at the tax finish line if you’re not careful. In this episode of Smart Money Moves, Keith Collins uses a Super Bowl–worthy analogy to explain how taxes can quietly erode retirement income. He unpacks common “trap doors” retirees face, including Required M…

Making Sense of Annuities in Retirement Planning

Annuities are everywhere in retirement conversations—yet most people still don’t understand what they actually do. In this episode of Smart Money Moves, Keith Collins demystifies annuities using plain, practical language. He breaks down what annuities are at their core, the different types availabl…

Why Even High Earners Struggle in Retirement

Even people who earn millions can hit financial roadblocks in retirement—and the reasons may sound familiar. In this episode of Smart Money Moves, Keith Collins uses a surprising example from professional sports to explore the common missteps that derail retirement plans. The conversation covers ov…

Trump Accounts Explained: How They Work and Where They Fit

A new savings account for kids is making headlines—but most families aren’t sure what it really is or how it fits into a real financial plan. In this episode of Smart Money Moves, Keith Collins breaks down the newly introduced Trump accounts for kids, including how they work, who qualifies, contrib…

The Retirement Moves Too Many People Miss in 2026

Big changes are quietly reshaping retirement planning in 2026—and missing them could be costly. In this episode of Smart Money Moves, Keith Collins breaks down how current tax rules, market volatility, inflation, and longevity risk intersect for retirees and pre‑retirees right now. The conversation…

Social Security: Timing Is Everything

Is claiming Social Security at 62 a smart move—or a costly mistake? In this episode of Smart Money Moves, host Keith Collins, founder of Keith Collins, Inc., unpacks the debate sparked by Dave Ramsey and explore the complex world of Social Security decisions. From risk management and longevity to s…

Smart Moves for a Strong Finish: End-of-Year Essentials

Ready to wrap up your year on a strong financial note? In this episode, Keith Collins of Keith Collins, Inc. walks through the essential end-of-year financial checklist—from maxing out retirement accounts and harvesting investment gains or losses to reviewing RMDs, charitable giving, and Roth conve…

$5 Million Later: Redefining Financial Success in 2025

Is the American Dream still within reach—or has its price tag made it a luxury for the few? In this episode, Keith Collins of Keith Collins, Inc. breaks down the true cost of a fulfilling life in 2025, from homeownership and college to retirement and healthcare. Discover why $5 million is the new b…