On this episode of Simply Money presented by Allworth Financial, Bob and Brian break down the latest tariff threats and why Greenland is suddenly the geopolitical flashpoint the markets didn’t ask for—but got anyway. They dive into whether a volatile global backdrop is reason enough to adjust your investment outlook. Then, they shift to a breakdown of today’s ETF landscape: from classic index funds to sector-specific plays, thematic bets, and buffered strategies—do you actually know what you own? They also explore whether new rules allowing 401(k) withdrawals for home down payments make financial sense and why mutual fund capital gains can mess with your cash flow planning. Plus, real estate expert Michelle Sloan joins the show to answer a common question: renovate or relocate? And as always, Bob and Brian take listener questions, offering Allworth insights on tax-efficient withdrawals, HSA strategy, and how to think smartly about Roth conversions.