On this episode of Simply Money presented by Allworth Financial, Bob and Brian examine whether the massive AI infrastructure boom could create new risks for investors, why simply being enrolled in your 401(k) doesn’t mean you’re saving enough, and the critical steps you should take to protect your email—and your money—from cybercriminals. Plus, they tackle inherited IRA tax strategies, concentrated company stock, retiring before your spouse, and what today’s higher mortgage rates mean for your next move.