On this episode of Simply Money presented by Allworth Financial, Bob and Brian dig into a critical question: What does real financial success look like in 2026? It's not just about the size of your portfolio—it's about liquidity, confidence in your cash flow, simplicity, and the freedom to live on your own terms. They explore why being "rich on paper" might not mean flexibility in real life and how to prepare for future uncertainty without stress. Plus, a stark reminder of why organizing your financial life is a gift to your family, not just yourself. Also in this episode: why many retirees spend more, not less, in the early years of retirement—and how to plan for it. And the latest scams you need to watch for, from fantasy football betting to passport rip-offs. Bob and Brian wrap things up by answering your questions about concentrated tech stocks, charitable trusts, and how to avoid family battles over your estate.