On this episode of Simply Money presented by Allworth Financial, Bob and Brian break down why this latest market “correction” is yet another reminder that trying to time short-term moves is a fool’s errand, as headline-driven volatility—from geopolitical tensions to sudden reversals in futures—continues to whipsaw investors. The conversation then pivots to a major fiduciary rule change out of Texas that could make it harder to identify trustworthy financial advice, especially as trillions are expected to roll from 401(k)s to IRAs in the coming years. Plus, they tackle listener questions on trimming concentrated stock positions, avoiding second-guessing after rebalancing, and what to do if you’ve been sitting on a large pile of cash waiting for the “right time” to invest.