On this episode of Simply Money presented by Allworth Financial, Bob and Brian expose five retirement “rules of thumb” that can quickly become rules of dumb, from automatically claiming Social Security at 62 to blindly following the 4% rule or rushing to pay off a low-rate mortgage. Plus, they break down the go-go, slow-go, and no-go years of retirement, discuss when staying loyal to an employer can put your career at risk, and answer real-life questions about Roth conversions, charitable giving, permanent life insurance, and managing bonds as the national debt climbs.