Trying to figure out how much super you actually need? Yep, it’s confusing. With all the numbers, charts, and retirement buzzwords flying around, it’s no wonder most of us throw it in the “deal with it later” pile. But future you? They’re going to be so glad you tuned in.

This week, Victoria’s giving you the real talk on super: why comparing your super to everyone else’s might leave you short, how to figure out your own retirement number and what to do if you’re feeling a little (or a lot) behind. This episode is all about ditching the overwhelm and making you feel empowered by your super. 

In this ep you’ll find:
💸 The average super balances everyone’s curious about 
💸 What the “ASFA comfortable retirement” number is... and if we’re buying it
💸 How much super you'll actually need for the retirement lifestyle you want
💸 A stack of free tools that do the hard maths for you
💸 The easiest way to check if you’re on track 
💸 Tiny super habits that can have a serious impact on your balance

RESOURCE LINKS: 
Super Detective: Calculates the super balance the ASFA says you should have today, based on their numbers for a comfortable retirement.
Money Smart's Super Calculator: Calculates your super balance at retirement.
Money Smart's Retirement Planner: Calculates your yearly retirement income, including any super you could be eligible for.

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Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.

The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.

Trying to figure out how much super you actually need? Yep, it&rsquo;s confusing. With all the numbers, charts, and retirement buzzwords flying around, it&rsquo;s no wonder most of us throw it in the &ldquo;deal with it later&rdquo; pile. But future you? They&rsquo;re going to be so glad you tuned in.
This week, Victoria&rsquo;s giving you the real talk on super: why comparing your super to everyone else&rsquo;s might leave you short, how to figure out your own retirement number and what to do if you&rsquo;re feeling a little (or a lot) behind. This episode is all about ditching the overwhelm and making you feel empowered by your super.&nbsp;
In this ep you&rsquo;ll find: 💸 The average super balances everyone&rsquo;s curious about&nbsp; 💸 What the &ldquo;ASFA comfortable retirement&rdquo; number&nbsp;is... and if we&rsquo;re buying it 💸 How much super you'll actually need&nbsp;for the retirement lifestyle you want 💸 A stack of free tools that do the hard maths for you 💸 The easiest way to check if you&rsquo;re on track&nbsp; 💸 Tiny super habits that can have a serious impact on your balance
RESOURCE LINKS:&nbsp; <a href="https://www.superannuation.asn.au/consumers/super-detective/">Super Detective</a>: Calculates the super balance the ASFA says you should have today, based on their numbers for a comfortable retirement. <a href="https://moneysmart.gov.au/how-super-works/superannuation-calculator">Money Smart's Super Calculator</a>: Calculates your super balance at retirement. <a href="https://moneysmart.gov.au/plan-for-your-retirement/retirement-planner">Money Smart's Retirement Planner</a>: Calculates your yearly retirement income, including any super you could be eligible for.
Join our <a href="https://www.facebook.com/groups/ShesontheMoneyAUS/" data-stringify-link="https://www.facebook.com/groups/ShesontheMoneyAUS/" data-sk="tooltip_parent" data-auth="NotApplicable">Facebook Group</a>&nbsp;AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+. And follow us on&nbsp;<a href="https://www.instagram.com/shesonthemoneyaus/" data-stringify-link="https://www.instagram.com/shesonthemoneyaus/" data-sk="tooltip_parent" data-auth="NotApplicable">Instagram</a>&nbsp;for Q&amp;As, bite-sized tips, daily money inspo... and relatable money memes that&nbsp;just&nbsp;get you. Acknowledgement of Country By Nartarsha Bamblett aka&nbsp;<a href="https://www.queenacknowledgements.com/" data-stringify-link="https://www.queenacknowledgements.com/" data-sk="tooltip_parent" data-auth="NotApplicable">Queen Acknowledgements.</a>
The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.

Australia’s #1 finance podcast. Ready to take control of your money without the stress (or boring lectures)? This is the show for you. Hosted by award-winning financial expert and your ultimate money hype girl, Victoria Devine, SOTM makes personal finance relatable, empowering, and —yes—actually fun. Join a community of 400,000+ smashing their financial goals, from buying their first property to learning to invest, levelling up their careers, or tackling budgeting, saving and debt— all without giving up their morning latte. From Deep Dives into the topics you care about, to pervy looks at real-life Money Diaries or cheeky Friday Drinks money talk with the girls, Victoria and her team make finance feel like your group chat—just way better for your bank balance. 

It's honest, relatable and non-judgmental talk about personal finance, investing, real estate, career and business... with a big dose of fun.  

Australia’s #1 finance podcast. Ready to take control of your money without the stress (or boring lectures)? This is the show for you. Hosted by award-winning financial expert and your ultimate money hype girl, Victoria Devine, SOTM makes personal finance relatable, empowering, and —yes—actually fun. Join a community of 400,000+ smashing their financial goals, from buying their first property to learning to invest, levelling up their careers, or tackling budgeting, saving and debt— all without giving up their morning latte. From Deep Dives into the topics you care about, to pervy looks at real-life Money Diaries or cheeky Friday Drinks money talk with the girls, Victoria and her team make finance feel like your group chat—just way better for your bank balance. 
It's honest, relatable and non-judgmental talk about personal finance, investing, real estate, career and business... with a big dose of fun.

Empowering you to take control of your finances, one relatable, brunch-worthy chat at a time.

She's On The Money

Millennial money expert Victoria Devine shares her foolproof tips for financial freedom.

Your Future Self is Begging You To Listen to This Episode (Let's Talk How Much Super You'll Really Need)

https://api.omny.fm/orgs/fa326977-3de5-4283-9b8b-af3500c58607/clips/c2051157-94f4-4f81-aafe-b325001b96db/transcript