If you’ve been saying “I really should start investing" this episode is for you. Because wanting to invest and actually investing are two very different things. And for most of us, it’s not laziness or lack of ambition that keeps us stuck. It’s the quiet spiral of I don’t know enough yet... or I don’t have enough money... or what if I pick the wrong thing... and what if I mess it up. This episode takes all of that and changes it to confidence, because Victoria is breaks down exactly how she’d start investing in 2026 if she had to begin again with nothing. 

Inside this ep:
📈Why waiting until you feel ready is the fastest way to never start
📈How starting small actually builds confidence quicker than going big
📈The difference between risk and panic (and why investing isn’t gambling)
📈What to focus on when you’re paralysed by too many options
📈How to invest without it becoming your entire personality
📈The important reason Victoria still prioritises investing over putting all her money into her mortgage

CHECK OUT THE SOTM INVESTING HUB: Full ofl our best investing freebies, resources, courses and podcast episodes here. 

INVESTING FOR BEGINNERS: All our best beginner's investing podcast episodes in one place here.

SHARESIES CODE MENTIONED IN THE EP: Sign up for the investing plaform Sharesies, use the code SOTM10 and deposit any amount and Sharesies will give you a bonus $10 to invest. 

Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.

And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.

Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.

The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.

If you&rsquo;ve been saying &ldquo;I really should start investing" this episode is for you. Because wanting to invest and actually investing are two very different things. And for most of us, it&rsquo;s not laziness or lack of ambition that keeps us stuck. It&rsquo;s the quiet spiral of I don&rsquo;t know enough yet... or I don&rsquo;t have enough money... or what if I pick the wrong thing... and what if I mess it up. This episode takes all of that and changes it to confidence, because Victoria is breaks down exactly how she&rsquo;d start investing in 2026 if she had to begin again with nothing.&nbsp;
Inside this ep: 📈Why waiting until you feel ready is the fastest way to never start 📈How starting small actually builds confidence quicker than going big 📈The difference between risk and panic (and why investing isn&rsquo;t gambling) 📈What to focus on when you&rsquo;re paralysed by too many options 📈How to invest without it becoming your entire personality 📈The important reason Victoria still prioritises investing over putting all her money into her mortgage
CHECK OUT THE SOTM INVESTING HUB: Full ofl our best investing freebies, resources, courses and podcast episodes&nbsp;<a href="https://www.shesonthemoney.com/investing">here</a>.&nbsp; INVESTING FOR BEGINNERS: All our best beginner's investing podcast episodes in one place <a href="https://open.spotify.com/playlist/4vugnzBSU7V0CIU7zkeiN3?si=f557a59764ba433f">here</a>. SHARESIES CODE MENTIONED IN THE EP: Sign up for the investing plaform <a href="https://sharesies.com.au/">Sharesies</a>, use the code SOTM10 and deposit any amount and Sharesies will give you a bonus $10 to invest.&nbsp;
Join our&nbsp;<a href="https://www.facebook.com/groups/ShesontheMoneyAUS/" data-stringify-link="https://www.facebook.com/groups/ShesontheMoneyAUS/" data-sk="tooltip_parent" data-auth="NotApplicable">Facebook Group</a>&nbsp;AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+. And follow us on&nbsp;<a href="https://www.instagram.com/shesonthemoneyaus/" data-stringify-link="https://www.instagram.com/shesonthemoneyaus/" data-sk="tooltip_parent" data-auth="NotApplicable">Instagram</a>&nbsp;for Q&amp;As, bite-sized tips, daily money inspo... and relatable money memes that&nbsp;just&nbsp;get you. Acknowledgement of Country By Nartarsha Bamblett aka&nbsp;<a href="https://www.queenacknowledgements.com/" data-stringify-link="https://www.queenacknowledgements.com/" data-sk="tooltip_parent" data-auth="NotApplicable">Queen Acknowledgements.</a>
The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.

Australia’s #1 finance podcast. Ready to take control of your money without the stress (or boring lectures)? This is the show for you. Hosted by award-winning financial expert and your ultimate money hype girl, Victoria Devine, SOTM makes personal finance relatable, empowering, and —yes—actually fun. Join a community of 400,000+ smashing their financial goals, from buying their first property to learning to invest, levelling up their careers, or tackling budgeting, saving and debt— all without giving up their morning latte. From Deep Dives into the topics you care about, to pervy looks at real-life Money Diaries or cheeky Friday Drinks money talk with the girls, Victoria and her team make finance feel like your group chat—just way better for your bank balance. 

It's honest, relatable and non-judgmental talk about personal finance, investing, real estate, career and business... with a big dose of fun.  

Australia’s #1 finance podcast. Ready to take control of your money without the stress (or boring lectures)? This is the show for you. Hosted by award-winning financial expert and your ultimate money hype girl, Victoria Devine, SOTM makes personal finance relatable, empowering, and —yes—actually fun. Join a community of 400,000+ smashing their financial goals, from buying their first property to learning to invest, levelling up their careers, or tackling budgeting, saving and debt— all without giving up their morning latte. From Deep Dives into the topics you care about, to pervy looks at real-life Money Diaries or cheeky Friday Drinks money talk with the girls, Victoria and her team make finance feel like your group chat—just way better for your bank balance. 
It's honest, relatable and non-judgmental talk about personal finance, investing, real estate, career and business... with a big dose of fun.

Empowering you to take control of your finances, one relatable, brunch-worthy chat at a time.

She's On The Money

Millennial money expert Victoria Devine shares her foolproof tips for financial freedom.

Victoria’s 2026 Investing Playbook If She Had to Start From Zero

https://api.omny.fm/orgs/fa326977-3de5-4283-9b8b-af3500c58607/clips/498007f9-eeac-402a-90ae-b3bc00676b85/transcript

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