If you've ever been offered insurance at the checkout and thought,“Wait… do I actually need this?”this ep is for you. From phone cover to pet insurance, there are so many policies that sound smart in the moment but just turn out to be clever marketing. So I called in friend of the show and insurance expert Phil Thompson from Skye Wealth to help us sort the genuinely helpful from the total money drains.

We’re breaking down the covers that quietly siphon your cash, the underrated ones that actually protect your biggest assets (you might be surprised what they are BTW), and the sneaky traps hiding in default policies. If you’ve been meaning to clean up your insurance but don’t want a boring lecture about premiums and policies, this is your no-drama, straight-talking guide on what to keep, skip, or switch.

In this episode:
💸 The insurances we’d never waste our money on 
💸 Why default income protection through super might leave you stranded when it counts
💸 Pet insurance or DIY vet fund? We put them head-to-head
💸 The spicy truth about funeral insurance (and why it’s a hard pass for us)
💸 How to get expert insurance advice without dropping four figures
💸 The “Ferrari rule” that’ll change how you think about your income forever

GET YOUR INSURANCES SORTED: With Phil and his team at Skye Wealth here.

Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.

And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.

Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.

The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.

If you've ever been offered insurance at the checkout and thought, &ldquo;Wait&hellip; do I actually need this?&rdquo; this ep is for you. From phone cover to pet insurance, there are so many policies that sound smart in the moment but just turn out to be clever marketing. So I called in friend of the show and insurance expert Phil Thompson from Skye Wealth to help us sort the genuinely helpful from the total money drains.
We&rsquo;re breaking down the covers that quietly siphon your cash, the underrated ones that actually protect your biggest assets (you might be surprised what they are BTW), and the sneaky traps hiding in default policies. If you&rsquo;ve been meaning to clean up your insurance but don&rsquo;t want a boring lecture about premiums and policies, this is your no-drama, straight-talking guide on what to keep, skip, or switch.
In this episode: 💸 The insurances we&rsquo;d never waste our money on&nbsp; 💸 Why default income protection through super might leave you stranded when it counts 💸 Pet insurance or DIY vet fund? We put them head-to-head 💸 The spicy truth about funeral insurance (and why it&rsquo;s a hard pass for us) 💸 How to get expert insurance advice without dropping four figures 💸 The &ldquo;Ferrari rule&rdquo; that&rsquo;ll change how you think about your income forever
GET YOUR INSURANCES SORTED: With Phil and his team at Skye Wealth <a href="https://www.skye.com.au/shesonthemoney">here</a>.
Join our&nbsp;<a href="https://www.facebook.com/groups/ShesontheMoneyAUS/" data-stringify-link="https://www.facebook.com/groups/ShesontheMoneyAUS/" data-sk="tooltip_parent" data-auth="NotApplicable">Facebook Group</a>&nbsp;AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+. And follow us on&nbsp;<a href="https://www.instagram.com/shesonthemoneyaus/" data-stringify-link="https://www.instagram.com/shesonthemoneyaus/" data-sk="tooltip_parent" data-auth="NotApplicable">Instagram</a>&nbsp;for Q&amp;As, bite-sized tips, daily money inspo... and relatable money memes that&nbsp;just&nbsp;get you. Acknowledgement of Country By Nartarsha Bamblett aka&nbsp;<a href="https://www.queenacknowledgements.com/" data-stringify-link="https://www.queenacknowledgements.com/" data-sk="tooltip_parent" data-auth="NotApplicable">Queen Acknowledgements.</a>
The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.

Australia’s #1 finance podcast. Ready to take control of your money without the stress (or boring lectures)? This is the show for you. Hosted by award-winning financial expert and your ultimate money hype girl, Victoria Devine, SOTM makes personal finance relatable, empowering, and —yes—actually fun. Join a community of 400,000+ smashing their financial goals, from buying their first property to learning to invest, levelling up their careers, or tackling budgeting, saving and debt— all without giving up their morning latte. From Deep Dives into the topics you care about, to pervy looks at real-life Money Diaries or cheeky Friday Drinks money talk with the girls, Victoria and her team make finance feel like your group chat—just way better for your bank balance. 

It's honest, relatable and non-judgmental talk about personal finance, investing, real estate, career and business... with a big dose of fun.  

Australia’s #1 finance podcast. Ready to take control of your money without the stress (or boring lectures)? This is the show for you. Hosted by award-winning financial expert and your ultimate money hype girl, Victoria Devine, SOTM makes personal finance relatable, empowering, and —yes—actually fun. Join a community of 400,000+ smashing their financial goals, from buying their first property to learning to invest, levelling up their careers, or tackling budgeting, saving and debt— all without giving up their morning latte. From Deep Dives into the topics you care about, to pervy looks at real-life Money Diaries or cheeky Friday Drinks money talk with the girls, Victoria and her team make finance feel like your group chat—just way better for your bank balance. 
It's honest, relatable and non-judgmental talk about personal finance, investing, real estate, career and business... with a big dose of fun.

Empowering you to take control of your finances, one relatable, brunch-worthy chat at a time.

She's On The Money

Millennial money expert Victoria Devine shares her foolproof tips for financial freedom.

The Insurances I Would Never Buy... From an Insurance Expert

https://api.omny.fm/orgs/fa326977-3de5-4283-9b8b-af3500c58607/clips/635472c6-eed9-4bdd-8fbe-b317001048a1/transcript

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