We're always telling you to invest, invest, invest. But here's a question nobody seems to be answering... when do you actually get to spend the money?!

Like, are we just supposed to keep putting our hard-earned cash into ETFs forever? When do the profits hit our bank accounts? And how do people actually use their investments to pay themselves an income without going back to work?

This week, Victoria and Bec are getting into the part of investing we don't talk about nearly enough: how you actually make money from your investments, and when you get to enjoy it.

From the difference between dividends and capital growth to why Victoria keeps 90% of her portfolio in ETFs, we're unpacking the strategies Australians use to build wealth, the mistakes that could cost you thousands, and why your reason for investing matters just as much as what you're investing in.

Plus, we're talking franking credits, the magic of compound interest, whether picking your own stocks is really worth the effort, and the tax advantages of investing in property.

Because building wealth is one thing. Knowing how to actually use it? That's a whole different conversation.

And there's so much to unpack that this is only Part 1. Trust us, you'll want to stick around for Part 2.

GET YOUR FREE INVESTING CHEAT SHEET: It’s yours for the taking over at https://www.shesonthemoney.com/download-resources

HIGH-INTEREST SAVINGS ACCOUNTS: We’ve compiled a list of some of Australia’s most competitive high=interest savings accounts over on the blog. Search ‘high-interest’ at www.shesonthemoney.com/blog 

TUNE IN, TURN UP THE DIVIDENDS: Stream our investing playlist over at https://open.spotify.com/playlist/7iWOxtjWXFzTMLU6mtru2I

New here? Follow us on Instagram (@shesonthemoneyaus) for Q&As, bite-sized advice, daily money inspo... and relatable money memes that just get you. 

Acknowledgement of Country By Nartarsha Bamblett (nartarshabamblett.com.au)

The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 4451289.

We're always telling you to invest, invest, invest. But here's a question nobody seems to be answering... when do you actually get to spend the money?!
Like, are we just supposed to keep putting our hard-earned cash into ETFs forever? When do the profits hit our bank accounts? And how do people actually use their investments to pay themselves an income without going back to work?
This week, Victoria and Bec are getting into the part of investing we don't talk about nearly enough: how you actually make money from your investments, and when you get to enjoy it.
From the difference between dividends and capital growth to why Victoria keeps 90% of her portfolio in ETFs, we're unpacking the strategies Australians use to build wealth, the mistakes that could cost you thousands, and why your reason for investing matters just as much as what you're investing in.
Plus, we're talking franking credits, the magic of compound interest, whether picking your own stocks is really worth the effort, and the tax advantages of investing in property.
Because building wealth is one thing. Knowing how to actually use it? That's a whole different conversation.
And there's so much to unpack that this is only Part 1. Trust us, you'll want to stick around for Part 2.
GET YOUR FREE INVESTING CHEAT SHEET: It&rsquo;s yours for the taking over at https://www.shesonthemoney.com/download-resources
HIGH-INTEREST SAVINGS ACCOUNTS: We&rsquo;ve compiled a list of some of Australia&rsquo;s most competitive high=interest savings accounts over on the blog. Search &lsquo;high-interest&rsquo; at www.shesonthemoney.com/blog&nbsp;
TUNE IN, TURN UP THE DIVIDENDS: Stream our investing playlist over at https://open.spotify.com/playlist/7iWOxtjWXFzTMLU6mtru2I
New here? Follow us on Instagram (@shesonthemoneyaus) for Q&amp;As, bite-sized advice, daily money inspo... and relatable money memes that just get you.&nbsp;
Acknowledgement of Country By Nartarsha Bamblett (nartarshabamblett.com.au)
The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, &nbsp;AFSL - 4451289.

Australia’s #1 finance podcast. Ready to take control of your money without the stress (or boring lectures)? This is the show for you. Hosted by award-winning financial expert and your ultimate money hype girl, Victoria Devine, SOTM makes personal finance relatable, empowering, and yes actually fun. Join a community of 400,000+ smashing their financial goals, from buying their first property to learning to invest, levelling up their careers, or tackling budgeting, saving and debt all without giving up their morning latte. From Deep Dives into the topics you care about, to pervy looks at real life Money Diaries or cheeky Friday Drinks money talk with the girls, Victoria and her team make finance feel like your group chat, just way better for your bank balance. 

It's honest, relatable and non-judgmental talk about personal finance, investing, real estate, career and business... with a big dose of fun.  

Australia&rsquo;s #1 finance podcast. Ready to take control of your money without the stress (or boring lectures)? This is the show for you. Hosted by award-winning financial expert and your ultimate money hype girl, Victoria Devine, SOTM makes personal finance relatable, empowering, and yes actually fun. Join a community of 400,000+ smashing their financial goals, from buying their first property to learning to invest, levelling up their careers, or tackling budgeting, saving and debt all without giving up their morning latte. From Deep Dives into the topics you care about, to pervy looks at real life Money Diaries or cheeky Friday Drinks money talk with the girls, Victoria and her team make finance feel like your group chat, just way better for your bank balance.&nbsp;
It's honest, relatable and non-judgmental talk about personal finance, investing, real estate, career and business... with a big dose of fun.&nbsp;&nbsp;

Empowering you to take control of your finances, one relatable, brunch-worthy chat at a time.

She's On The Money

Australia’s #1 finance podcast. Ready to take control of your money without the stress (or boring lectures)? This is the show for you. Hosted by award-winning financial expert and your ultimate money hype girl, Victoria Devine, SOTM makes personal finance relatable, empowering, and yes actually fun. Join a community of 400,000+ smashing their financial goals, from buying their first property to learning to invest, levelling up their careers, or tackling budgeting, saving and debt all without giving up their morning latte. From Deep Dives into the topics you care about, to pervy looks at real-life Money Diaries or cheeky Friday Drinks money talk with the girls, Victoria and her team make finance feel like your group chat, just way better for your bank balance. 

It's honest, relatable and non-judgmental talk about personal finance, investing, real estate, career and business... with a big dose of fun.

Australia&rsquo;s #1 finance podcast. Ready to take control of your money without the stress (or boring lectures)? This is the show for you. Hosted by award-winning financial expert and your ultimate money hype girl, Victoria Devine, SOTM makes personal finance relatable, empowering, and yes actually fun. Join a community of 400,000+ smashing their financial goals, from buying their first property to learning to invest, levelling up their careers, or tackling budgeting, saving and debt all without giving up their morning latte. From Deep Dives into the topics you care about, to pervy looks at real-life Money Diaries or cheeky Friday Drinks money talk with the girls, Victoria and her team make finance feel like your group chat, just way better for your bank balance.&nbsp;
It's honest, relatable and non-judgmental talk about personal finance, investing, real estate, career and business... with a big dose of fun.

Show Me The Dividends Part 1: When Do You Actually Get the Money?

https://api.omny.fm/orgs/fa326977-3de5-4283-9b8b-af3500c58607/clips/b724f7a5-579f-4b3d-b513-b4d600a89b90/transcript