We're always telling you to invest, invest, invest. But here's a question nobody seems to be answering... when do you actually get to spend the money?!

Like, are we just supposed to keep putting our hard-earned cash into ETFs forever? When do the profits hit our bank accounts? And how do people actually use their investments to pay themselves an income without going back to work?

This week, Victoria and Bec are getting into the part of investing we don't talk about nearly enough: how you actually make money from your investments, and when you get to enjoy it.

From the difference between dividends and capital growth to why Victoria keeps 90% of her portfolio in ETFs, we're unpacking the strategies Australians use to build wealth, the mistakes that could cost you thousands, and why your reason for investing matters just as much as what you're investing in.

Plus, we're talking franking credits, the magic of compound interest, whether picking your own stocks is really worth the effort, and the tax advantages of investing in property.

Because building wealth is one thing. Knowing how to actually use it? That's a whole different conversation.

And there's so much to unpack that this is only Part 1. Trust us, you'll want to stick around for Part 2.

GET YOUR FREE INVESTING CHEAT SHEET: It’s yours for the taking over at https://www.shesonthemoney.com/download-resources

HIGH-INTEREST SAVINGS ACCOUNTS: We’ve compiled a list of some of Australia’s most competitive high=interest savings accounts over on the blog. Search ‘high-interest’ at www.shesonthemoney.com/blog 

TUNE IN, TURN UP THE DIVIDENDS: Stream our investing playlist over at https://open.spotify.com/playlist/7iWOxtjWXFzTMLU6mtru2I

New here? Follow us on Instagram (@shesonthemoneyaus) for Q&As, bite-sized advice, daily money inspo... and relatable money memes that just get you. 

Acknowledgement of Country By Nartarsha Bamblett (nartarshabamblett.com.au)

The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 4451289.