You’ve finally built up a bit of savings, so… what now? Do you keep stockpiling cash, or is it time to back yourself and start investing? This week on Friday Drinks, we’re tackling the save vs. invest debate. We’re not here for one-size-fits-all answers, we’re here to help you figure out what move actually fits your life and your goals. And then it gets juicy. We unpack a seriously tense inheritance dilemma involving family property, blurred boundaries, and a brother with big expectations. It’s full Friday Drinks energy: spicy, thoughtful, and packed with the kinds of money convos no one else is having (but we all need to hear).

WANT LEARN HOW TO INVEST? The Investing Masterclass is here. 

Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here.

Join our 300K+ She's on the Money community in our Facebook Group and on Instagram. 

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.

You&rsquo;ve finally built up a bit of savings, so&hellip; what now? Do you keep stockpiling cash, or is it time to back yourself and start investing? This week on Friday Drinks, we&rsquo;re tackling the save vs. invest debate. We&rsquo;re not here for one-size-fits-all answers, we&rsquo;re here to help you figure out what move actually fits your life and your goals. And then it gets juicy. We unpack a seriously tense inheritance dilemma involving family property, blurred boundaries, and a brother with big expectations. It&rsquo;s full Friday Drinks energy: spicy, thoughtful, and packed with the kinds of money convos no one else is having (but we all need to hear).
WANT LEARN HOW TO INVEST? The Investing Masterclass is <a href="https://www.theinvestingmasterclass.com/">here</a>.&nbsp;
Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. <a href="https://open.spotify.com/playlist/2XuYW23Cy9Gh1HdAqj6LwL?si=55725bce84b44cf8">Listen here</a>.
Join our 300K+ She's on the Money community in our <a href="https://www.facebook.com/groups/ShesontheMoneyAUS/">Facebook Group</a> and on <a href="https://www.instagram.com/shesonthemoneyaus/">Instagram</a>.&nbsp;
Acknowledgement of Country By Natarsha Bamblett aka&nbsp;<a href="https://www.queenacknowledgements.com/">Queen Acknowledgements.</a>
The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.&nbsp; Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,&nbsp; AFSL - 451289.

Australia’s #1 finance podcast. Ready to take control of your money without the stress (or boring lectures)? This is the show for you. Hosted by award-winning financial expert and your ultimate money hype girl, Victoria Devine, SOTM makes personal finance relatable, empowering, and —yes—actually fun. Join a community of 400,000+ smashing their financial goals, from buying their first property to learning to invest, levelling up their careers, or tackling budgeting, saving and debt— all without giving up their morning latte. From Deep Dives into the topics you care about, to pervy looks at real-life Money Diaries or cheeky Friday Drinks money talk with the girls, Victoria and her team make finance feel like your group chat—just way better for your bank balance. 

It's honest, relatable and non-judgmental talk about personal finance, investing, real estate, career and business... with a big dose of fun.  

Australia’s #1 finance podcast. Ready to take control of your money without the stress (or boring lectures)? This is the show for you. Hosted by award-winning financial expert and your ultimate money hype girl, Victoria Devine, SOTM makes personal finance relatable, empowering, and —yes—actually fun. Join a community of 400,000+ smashing their financial goals, from buying their first property to learning to invest, levelling up their careers, or tackling budgeting, saving and debt— all without giving up their morning latte. From Deep Dives into the topics you care about, to pervy looks at real-life Money Diaries or cheeky Friday Drinks money talk with the girls, Victoria and her team make finance feel like your group chat—just way better for your bank balance. 
It's honest, relatable and non-judgmental talk about personal finance, investing, real estate, career and business... with a big dose of fun.

Empowering you to take control of your finances, one relatable, brunch-worthy chat at a time.

She's On The Money

Millennial money expert Victoria Devine shares her foolproof tips for financial freedom.

Should You Save or Invest Right Now? And a Spicy Inheritance Dilemma

https://api.omny.fm/orgs/fa326977-3de5-4283-9b8b-af3500c58607/clips/7acacbd2-e51a-446f-960d-b2f30046e1e7/transcript

Even some of the most successful people you know started at rock bottom like $60k in debt, no job, and pretending everything is totally fine. That was Jane Lu’s life… right before she built Showpo. And today, Jane is speaking candidly about it all.The pressure to pick the “good girl” career, the fear of disappointing her parents, the panic of feeling behind while everyone else looks like they’re sprinting ahead and the moment you realise you’ve built a life around other people’s expectations and now you have to undo it.  But interesting part is what came next, and nothing about it looked like the beginning of a global brand. Cofounders walked. Ideas fizzled. She was building websites in the State Library and quietly hoping no one noticed she was making it up as she went. And then, slowly, things shifted. A call she made out of instinct, a social moment went viral and she found a way of working that suited her Lazy CEO approach. This became the backbone of the business she’d grow into a company valued at more than $100 million.

In this ep:
✨Her mindset shifts about the "safe" career
✨How to rebuild when your confidence is shot and your bank account is judging you
✨The small (almost accidental) move that blew open her career
✨Lazy CEO rules that help you stop doing the absolute most
✨Why your messy chapter isn’t a setback, it’s leverage

JANE'S LINKS: Showpo's website,TikTok & Instagram
Her personal website, Tiktok & Instagram 

READ: Victoria's book The Business Bible just won the Entrepreneurship and Small Business Book of the Year at the 2025 Australian Business Book Awards. You can find it here.

Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.

And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.

Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.

The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.

 

Even some of the most successful people you know started at rock bottom like $60k in debt, no job, and pretending everything is totally fine. That was Jane Lu&rsquo;s life&hellip; right before she built Showpo. And today, Jane is speaking candidly about it all.The pressure to pick the &ldquo;good girl&rdquo; career, the fear of disappointing her parents, the panic of feeling behind while everyone else looks like they&rsquo;re sprinting ahead and the moment you realise you&rsquo;ve built a life around other people&rsquo;s expectations and now you have to undo it.&nbsp; But interesting part is what came next, and nothing about it looked like the beginning of a global brand. Cofounders walked. Ideas fizzled. She was building websites in the State Library and quietly hoping no one noticed she was making it up as she went. And then, slowly, things shifted. A call she made out of instinct, a social moment went viral and she found a way of working that suited her Lazy CEO approach. This became the backbone of the business she&rsquo;d grow into a company valued at more than $100 million.
In this ep: ✨Her mindset shifts about the "safe" career ✨How to rebuild when your confidence is shot and your bank account is judging you ✨The small (almost accidental) move that blew open her career ✨Lazy CEO rules that help you stop doing the absolute most ✨Why your messy chapter isn&rsquo;t a setback, it&rsquo;s leverage JANE'S LINKS: Showpo's <a href="https://www.showpo.com/">website,</a> <a href="https://www.tiktok.com/@showpo">TikTok</a> &amp;&nbsp;<a href="https://www.instagram.com/showpo/">Instagram</a> Her personal <a href="https://www.thelazyceo.com/">website</a>, <a href="https://www.tiktok.com/@thelazyceo">Tiktok</a> &amp;&nbsp;<a href="https://www.instagram.com/thelazyceo/">Instagram&nbsp;</a>
READ: Victoria's book The Business Bible just won the Entrepreneurship and Small Business Book of the Year at the 2025 Australian Business Book Awards. You can find it <a href="https://www.penguin.com.au/books/the-business-bible-9781761347740">here</a>.
Join our <a href="https://www.facebook.com/groups/ShesontheMoneyAUS/" data-stringify-link="https://www.facebook.com/groups/ShesontheMoneyAUS/" data-sk="tooltip_parent" data-auth="NotApplicable">Facebook Group</a>&nbsp;AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+. And follow us on&nbsp;<a href="https://www.instagram.com/shesonthemoneyaus/" data-stringify-link="https://www.instagram.com/shesonthemoneyaus/" data-sk="tooltip_parent" data-auth="NotApplicable">Instagram</a>&nbsp;for Q&amp;As, bite-sized tips, daily money inspo... and relatable money memes that&nbsp;just&nbsp;get you. Acknowledgement of Country By Nartarsha Bamblett aka&nbsp;<a href="https://www.queenacknowledgements.com/" data-stringify-link="https://www.queenacknowledgements.com/" data-sk="tooltip_parent" data-auth="NotApplicable">Queen Acknowledgements.</a>
The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.
&nbsp;

From $60k in Debt and Lying About Being Unemployed to Becoming the Lazy CEO Behind Showpo’s $100 Million Empire

https://api.omny.fm/orgs/fa326977-3de5-4283-9b8b-af3500c58607/clips/16fdc931-6311-4605-b2e3-b3b00021e505/transcript

Some weeks it feels like you’re doing everything right with money… and still getting nowhere. If that’s been your energy lately, you’re not alone. This week we’re unpacking why that happens, what it means when your effort isn’t matching the outcome, and the practical ways to reset without throwing your whole plan in the bin. We also heard from someone in our community who’s feeling the annual Christmas tug-of-war: wanting to keep things simple and values-aligned, but also navigating grandparents who love a shopping spree and a partner who’s all in on the festive chaos. So we chat through how to set boundaries without being the Grinch, how to rethink “enough” at Christmas, and the small shifts that stop the season from steamrolling your sanity or your savings. Plus your money wins, unhinged broke-tips we never see coming, and the usual Friday fun to kick-off the weekend.

Need the team’s take on your money dilemma? Send us a voicemail here.
Or if it's more of a spicy money drama and you want the communities verdict? Slide into our DMs here. 


Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here.

Join our 400K+ She's on the Money community in our Facebook Group and on Instagram. 

Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.

The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.

Some weeks it feels like you&rsquo;re doing everything right with money&hellip; and still getting nowhere. If that&rsquo;s been your energy lately, you&rsquo;re not alone. This week we&rsquo;re unpacking why that happens, what it means when your effort isn&rsquo;t matching the outcome, and the practical ways to reset without throwing your whole plan in the bin. We also heard from someone in our community who&rsquo;s feeling the annual Christmas tug-of-war: wanting to keep things simple and values-aligned, but also navigating grandparents who love a shopping spree and a partner who&rsquo;s all in on the festive chaos. So we chat through how to set boundaries without being the Grinch, how to rethink &ldquo;enough&rdquo; at Christmas, and the small shifts that stop the season from steamrolling your sanity or your savings.&nbsp;Plus your money wins, unhinged broke-tips we never see coming, and the usual Friday fun to kick-off the weekend.
Need the team&rsquo;s take on your money dilemma? Send us a voicemail&nbsp;<a href="https://www.shesonthemoney.com/podcast">here</a>. Or if it's more of a spicy money drama and you want the communities verdict? Slide into our DMs <a href="https://www.instagram.com/shesonthemoneyaus?utm_source=ig_web_button_share_sheet&amp;igsh=ZDNlZDc0MzIxNw==">here</a>.&nbsp; 
Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. <a href="https://open.spotify.com/playlist/2XuYW23Cy9Gh1HdAqj6LwL?si=55725bce84b44cf8">Listen here</a>.
Join our 400K+ She's on the Money community in our <a href="https://www.facebook.com/groups/ShesontheMoneyAUS/">Facebook Group</a> and on <a href="https://www.instagram.com/shesonthemoneyaus/">Instagram</a>.&nbsp;
Acknowledgement of Country By Nartarsha Bamblett aka <a href="https://www.queenacknowledgements.com/">Queen Acknowledgements.</a>
The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.&nbsp; Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,&nbsp; AFSL - 451289.

You’re Doing Everything Right, So Why Do You Still Feel Behind? And The Pressure to Make Christmas Perfect

https://api.omny.fm/orgs/fa326977-3de5-4283-9b8b-af3500c58607/clips/c977de12-d8a2-4d98-9c6b-b3b00076aff2/transcript

If you want to wow your family with a fancy-looking Christmas feast while secretly spending way less, you need this episode. We called in our favourite bougie-on-a-budget queen, Chelsea Goodwin, to show us how to pull off a Christmas table that looks rich, festive and fabulous, while your actual grocery bill stays unbothered. Chelsea is dropping17 genuinely clever hacks that will shrink your Christmas food spend. We’re talking the ingredient tricks that do double duty, the meats that seem fancy but aren’t, the sides that look like you catered, and the planning secrets that stop the Christmas Eve trolley panic. And yes, she brought her full under-$100 Christmas menu. It’s generous, it’s gorgeous, it’s chaos-proof and you’re absolutely allowed to steal it.

In this ep:
🎄A Chelsea's best hacks to help you save at the checkout this Christmas
🎄Which meat options create the most “expensive” looking centrepiece for the least money.
🎄Where to buy seafood for dramatically less than supermarket prices.
🎄Side upgrades that make cheap ingredients look professionally catered.
🎄Prep shortcuts that save money, oven space, and your stress levels.

DOWNLOAD:Chelsea's Full Christmas Menu For $100

CHELSEA'S LINKS: Website, Books,Instagram, Facebook Group

Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.

And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.

Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.

The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.

If you want to wow your family with a fancy-looking Christmas feast while secretly spending way less, you need this episode. We called in our favourite bougie-on-a-budget queen, Chelsea Goodwin, to show us how to pull off a Christmas table that&nbsp;looks rich, festive and fabulous, while your actual grocery bill stays unbothered.&nbsp;Chelsea is dropping 17 genuinely clever hacks that will shrink your Christmas food spend. We&rsquo;re talking the ingredient tricks that do double duty, the meats that&nbsp;seem fancy but aren&rsquo;t, the sides that look like you catered, and the planning secrets that stop the Christmas Eve trolley panic.&nbsp;And yes, she brought her&nbsp;<a href="https://static1.squarespace.com/static/6476ea8ceb49943a37332e2d/t/6927ca3986de8f1a13443409/1764215353591/SOTMxChelseaGoodwin-ChristmasMenu.pdf">full under-$100 Christmas menu</a>. It&rsquo;s generous, it&rsquo;s gorgeous, it&rsquo;s chaos-proof and you&rsquo;re absolutely allowed to steal it. In this ep: 🎄A Chelsea's best hacks to help you save at the checkout this Christmas 🎄Which meat options create the most &ldquo;expensive&rdquo; looking centrepiece for the least money. 🎄Where to buy seafood for dramatically less than supermarket prices. 🎄Side upgrades that make cheap ingredients look professionally catered. 🎄Prep shortcuts that save money, oven space, and your stress levels. DOWNLOAD: <a href="https://static1.squarespace.com/static/6476ea8ceb49943a37332e2d/t/6927ca3986de8f1a13443409/1764215353591/SOTMxChelseaGoodwin-ChristmasMenu.pdf">Chelsea's Full Christmas Menu For $100</a>
CHELSEA'S LINKS: <a href="https://www.chelseagoodwin.com.au/">Website</a>, <a href="https://www.penguin.com.au/authors/chelsea-goodwin">Books</a>, <a href="https://www.instagram.com/itschelseagoodwin">Instagram</a>, <a href="https://www.facebook.com/groups/5928933153899670">Facebook Group</a> Join our&nbsp;<a href="https://www.facebook.com/groups/ShesontheMoneyAUS/" data-stringify-link="https://www.facebook.com/groups/ShesontheMoneyAUS/" data-sk="tooltip_parent" data-auth="NotApplicable">Facebook Group</a>&nbsp;AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+. And follow us on&nbsp;<a href="https://www.instagram.com/shesonthemoneyaus/" data-stringify-link="https://www.instagram.com/shesonthemoneyaus/" data-sk="tooltip_parent" data-auth="NotApplicable">Instagram</a>&nbsp;for Q&amp;As, bite-sized tips, daily money inspo... and relatable money memes that&nbsp;just&nbsp;get you. Acknowledgement of Country By Nartarsha Bamblett aka&nbsp;<a href="https://www.queenacknowledgements.com/" data-stringify-link="https://www.queenacknowledgements.com/" data-sk="tooltip_parent" data-auth="NotApplicable">Queen Acknowledgements.</a>
The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.

Bougie on a Budget: 17 Hacks to Slash Your Christmas Food Bill with Chelsea Goodwin (Plus Her Menu For Under $100 You Can Steal)

https://api.omny.fm/orgs/fa326977-3de5-4283-9b8b-af3500c58607/clips/b05a2aec-5cff-4db8-bc87-b3ae00ab2813/transcript

Should You Save or Invest Right Now? And a Spicy Inheritance Dilemma

She's On The Money

In 1 playlist(s)

She's On The Money

Social links

Follow podcast

Recent clips