You’re smashing your financial goals, debt’s going down, confidence’s going up, and then that little voice pipes up: “Should I be investing too?” This week, we’re unpacking the guilt trip of the financially responsible. Can you actually build wealth while you still owe money? Victoria’s breaking down the maths and the mindset, and proving that sometimes the hottest ROI is just being a little bit boring. Then, an early-inheritance nightmare that’s giving full moral hangover. Her parents gifted her $50K for a house deposit… until they hit money trouble and might need it back. Do you hand it over out of love, or keep it and become the villain in your own family group chat? It’s financial guilt, family politics, and the ultimate test of boundaries. Plus, a brand-new segment where you get to ask the team anything (yes, really), a few chaotic money wins, and broke tips so unhinged they might actually work.

Need the team’s take on your money dilemma? Send us a voicemail here.
Or if it's more of a spicy money drama and you want the communities verdict? Slide into our DMs here. 

Victoria's Marley Spoon Code: Use VICTORIASAVES to get up to $230 off your first 5 boxes, including free shipping on your first one.

Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here.

Join our 400K+ She's on the Money community in our Facebook Group and on Instagram. 

Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.

The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.

You&rsquo;re smashing your financial goals, debt&rsquo;s going down, confidence&rsquo;s going up, and then that little voice pipes up: &ldquo;Should I be investing too?&rdquo; This week, we&rsquo;re unpacking the guilt trip of the financially responsible. Can you actually build wealth while you still owe money? Victoria&rsquo;s breaking down the maths and the mindset, and proving that sometimes the hottest ROI is just being a little bit boring. Then, an early-inheritance nightmare that&rsquo;s giving full moral hangover. Her parents gifted her $50K for a house deposit&hellip; until they hit money trouble and might need it back. Do you hand it over out of love, or keep it and become the villain in your own family group chat? It&rsquo;s financial guilt, family politics, and the ultimate test of boundaries.&nbsp;Plus, a brand-new segment where you get to ask the team anything (yes, really), a few chaotic money wins, and broke tips so unhinged they might actually work.
Need the team&rsquo;s take on your money dilemma? Send us a voicemail <a href="https://www.shesonthemoney.com/podcast">here</a>. Or if it's more of a spicy money drama and you want the communities verdict? Slide into our DMs <a href="https://www.instagram.com/shesonthemoneyaus?utm_source=ig_web_button_share_sheet&amp;igsh=ZDNlZDc0MzIxNw==">here</a>.&nbsp; Victoria's Marley Spoon Code: Use VICTORIASAVES to get up to $230 off your first 5 boxes, including free shipping on your first one.
Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. <a href="https://open.spotify.com/playlist/2XuYW23Cy9Gh1HdAqj6LwL?si=55725bce84b44cf8">Listen here</a>.
Join our 400K+ She's on the Money community in our <a href="https://www.facebook.com/groups/ShesontheMoneyAUS/">Facebook Group</a> and on <a href="https://www.instagram.com/shesonthemoneyaus/">Instagram</a>.&nbsp;
Acknowledgement of Country By Nartarsha Bamblett aka <a href="https://www.queenacknowledgements.com/">Queen Acknowledgements.</a>
The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.&nbsp; Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,&nbsp; AFSL - 451289.

Australia’s #1 finance podcast. Ready to take control of your money without the stress (or boring lectures)? This is the show for you. Hosted by award-winning financial expert and your ultimate money hype girl, Victoria Devine, SOTM makes personal finance relatable, empowering, and —yes—actually fun. Join a community of 400,000+ smashing their financial goals, from buying their first property to learning to invest, levelling up their careers, or tackling budgeting, saving and debt— all without giving up their morning latte. From Deep Dives into the topics you care about, to pervy looks at real-life Money Diaries or cheeky Friday Drinks money talk with the girls, Victoria and her team make finance feel like your group chat—just way better for your bank balance. 

It's honest, relatable and non-judgmental talk about personal finance, investing, real estate, career and business... with a big dose of fun.  

Australia’s #1 finance podcast. Ready to take control of your money without the stress (or boring lectures)? This is the show for you. Hosted by award-winning financial expert and your ultimate money hype girl, Victoria Devine, SOTM makes personal finance relatable, empowering, and —yes—actually fun. Join a community of 400,000+ smashing their financial goals, from buying their first property to learning to invest, levelling up their careers, or tackling budgeting, saving and debt— all without giving up their morning latte. From Deep Dives into the topics you care about, to pervy looks at real-life Money Diaries or cheeky Friday Drinks money talk with the girls, Victoria and her team make finance feel like your group chat—just way better for your bank balance. 
It's honest, relatable and non-judgmental talk about personal finance, investing, real estate, career and business... with a big dose of fun.

Empowering you to take control of your finances, one relatable, brunch-worthy chat at a time.

She's On The Money

Millennial money expert Victoria Devine shares her foolproof tips for financial freedom.

Should You Invest While You're Still In Debt? And an Early Inheritance Dilemma

https://api.omny.fm/orgs/fa326977-3de5-4283-9b8b-af3500c58607/clips/c1e494c9-4cb4-42c9-a345-b3860007bc44/transcript

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