Would you take $19,000 to walk away from your job? And if you suddenly didn't have to pay rent or bills, would you invest every spare dollar or enjoy the extra cash while it lasts?

We've got two very different money dilemmas this week, and both have us wondering what we'd do with a little extra money in our pockets.

Victoria's off giving a keynote, so Jess and Bec are taking over Friday Drinks. And naturally, things are getting a little less serious while the boss is away.

First up, a 22-year-old has landed her first big-girl job, complete with free accommodation and no bills. An absolute dream in this economy. But now she's wondering what to do with all that extra money. Should she invest in shares she already owns, start building an ETF portfolio or take the opportunity to enjoy a little financial freedom?

Then there's a new mum on maternity leave who's considering taking a $19,000 voluntary redundancy payout. She was already thinking about leaving her teaching job, but with plans to return part-time and an uncertain job market, is taking the money a smart move or a gamble?

Plus, we're celebrating some seriously impressive community money wins, sharing a few clever ways to save, and debating whether knowing your entire future would be a blessing or an absolute nightmare.

Just another perfectly normal Friday Drinks with your money besties.

PAY IT DOWN: Here’s a playlist dedicated to the art of paying down debt https://open.spotify.com/playlist/02sw2NObvt18jd0ayvIHn3?si=qOdbgLrBS3STvMzELWiAqg

PERVE ON OTHER PEOPLE’S DEBT: Learn how much credit card debt other Aussies actually have by searching ‘debt’ on the blog: www.shesonthemoney.com/blog

CONTACT THE NATIONAL DEBT HELPLINE: Visit the National Debt Helpline at ndh.org.au/financial-counselling/what-is-financial-counselling/ for free, confidential, and independent support for getting out of debt, gang. 

New here? Follow us on Instagram (@shesonthemoneyaus) for Q&As, bite-sized advice, daily money inspo... and relatable money memes that just get you. 

Acknowledgement of Country By Nartarsha Bamblett (nartarshabamblett.com.au)

The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289

Would you take $19,000 to walk away from your job? And if you suddenly didn't have to pay rent or bills, would you invest every spare dollar or enjoy the extra cash while it lasts?
We've got two very different money dilemmas this week, and both have us wondering what we'd do with a little extra money in our pockets.
Victoria's off giving a keynote, so Jess and Bec are taking over Friday Drinks. And naturally, things are getting a little less serious while the boss is away.
First up, a 22-year-old has landed her first big-girl job, complete with free accommodation and no bills. An absolute dream in this economy. But now she's wondering what to do with all that extra money. Should she invest in shares she already owns, start building an ETF portfolio or take the opportunity to enjoy a little financial freedom?
Then there's a new mum on maternity leave who's considering taking a $19,000 voluntary redundancy payout. She was already thinking about leaving her teaching job, but with plans to return part-time and an uncertain job market, is taking the money a smart move or a gamble?
Plus, we're celebrating some seriously impressive community money wins, sharing a few clever ways to save, and debating whether knowing your entire future would be a blessing or an absolute nightmare.
Just another perfectly normal Friday Drinks with your money besties.
PAY IT DOWN: Here&rsquo;s a <a href="https://open.spotify.com/playlist/02sw2NObvt18jd0ayvIHn3?si=qOdbgLrBS3STvMzELWiAqg">playlist</a> dedicated to the art of paying down debt <a href="https://open.spotify.com/playlist/02sw2NObvt18jd0ayvIHn3?si=qOdbgLrBS3STvMzELWiAqg">https://open.spotify.com/playlist/02sw2NObvt18jd0ayvIHn3?si=qOdbgLrBS3STvMzELWiAqg</a>
PERVE ON OTHER PEOPLE&rsquo;S DEBT: Learn <a href="https://www.shesonthemoney.com/blog/community-credit-card-debt">how much credit card debt other Aussies actually have</a> by searching &lsquo;debt&rsquo; on the blog: <a href="https://www.shesonthemoney.com/blog">www.shesonthemoney.com/blog</a>
CONTACT THE NATIONAL DEBT HELPLINE: Visit the <a href="https://ndh.org.au/financial-counselling/what-is-financial-counselling/">National Debt Helpline</a> at <a href="https://ndh.org.au/financial-counselling/what-is-financial-counselling/">ndh.org.au/financial-counselling/what-is-financial-counselling/</a> for free, confidential, and independent support for getting out of debt, gang.&nbsp;
New here? Follow us on Instagram (@shesonthemoneyaus) for Q&amp;As, bite-sized advice, daily money inspo... and relatable money memes that just get you.&nbsp;
Acknowledgement of Country By Nartarsha Bamblett (<a href="http://nartarshabamblett.com.au">nartarshabamblett.com.au</a>)
The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,&nbsp; AFSL - 451289

Australia’s #1 finance podcast. Ready to take control of your money without the stress (or boring lectures)? This is the show for you. Hosted by award-winning financial expert and your ultimate money hype girl, Victoria Devine, SOTM makes personal finance relatable, empowering, and yes actually fun. Join a community of 400,000+ smashing their financial goals, from buying their first property to learning to invest, levelling up their careers, or tackling budgeting, saving and debt all without giving up their morning latte. From Deep Dives into the topics you care about, to pervy looks at real life Money Diaries or cheeky Friday Drinks money talk with the girls, Victoria and her team make finance feel like your group chat, just way better for your bank balance. 

It's honest, relatable and non-judgmental talk about personal finance, investing, real estate, career and business... with a big dose of fun.  

Australia&rsquo;s #1 finance podcast. Ready to take control of your money without the stress (or boring lectures)? This is the show for you. Hosted by award-winning financial expert and your ultimate money hype girl, Victoria Devine, SOTM makes personal finance relatable, empowering, and yes actually fun. Join a community of 400,000+ smashing their financial goals, from buying their first property to learning to invest, levelling up their careers, or tackling budgeting, saving and debt all without giving up their morning latte. From Deep Dives into the topics you care about, to pervy looks at real life Money Diaries or cheeky Friday Drinks money talk with the girls, Victoria and her team make finance feel like your group chat, just way better for your bank balance.&nbsp;
It's honest, relatable and non-judgmental talk about personal finance, investing, real estate, career and business... with a big dose of fun.&nbsp;&nbsp;

Empowering you to take control of your finances, one relatable, brunch-worthy chat at a time.

She's On The Money

Australia’s #1 finance podcast. Ready to take control of your money without the stress (or boring lectures)? This is the show for you. Hosted by award-winning financial expert and your ultimate money hype girl, Victoria Devine, SOTM makes personal finance relatable, empowering, and yes actually fun. Join a community of 400,000+ smashing their financial goals, from buying their first property to learning to invest, levelling up their careers, or tackling budgeting, saving and debt all without giving up their morning latte. From Deep Dives into the topics you care about, to pervy looks at real-life Money Diaries or cheeky Friday Drinks money talk with the girls, Victoria and her team make finance feel like your group chat, just way better for your bank balance. 

It's honest, relatable and non-judgmental talk about personal finance, investing, real estate, career and business... with a big dose of fun.

Australia&rsquo;s #1 finance podcast. Ready to take control of your money without the stress (or boring lectures)? This is the show for you. Hosted by award-winning financial expert and your ultimate money hype girl, Victoria Devine, SOTM makes personal finance relatable, empowering, and yes actually fun. Join a community of 400,000+ smashing their financial goals, from buying their first property to learning to invest, levelling up their careers, or tackling budgeting, saving and debt all without giving up their morning latte. From Deep Dives into the topics you care about, to pervy looks at real-life Money Diaries or cheeky Friday Drinks money talk with the girls, Victoria and her team make finance feel like your group chat, just way better for your bank balance.&nbsp;
It's honest, relatable and non-judgmental talk about personal finance, investing, real estate, career and business... with a big dose of fun.

Should I Take a Voluntary Redundancy In This Economy?

https://api.omny.fm/orgs/fa326977-3de5-4283-9b8b-af3500c58607/clips/029462fc-de27-456f-978c-b4e20000aca6/transcript