What would you do if you lost your job, went through a breakup, and moved back in with your parents—all at once? This week’s Money Diarist didn’t just survive—she thrived. With some serious grit and a creative spark, she built a side hustle that didn’t just pay the bills—it allowed her to wipe out her HECS debt in one swoop. Want to know how she turned a tough situation into a major financial win? Press play to find out!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.

What would you do if you lost your job, went through a breakup, and moved back in with your parents&mdash;all at once? This week&rsquo;s Money Diarist didn&rsquo;t just survive&mdash;she thrived. With some serious grit and a creative spark, she built a side hustle that didn&rsquo;t just pay the bills&mdash;it allowed her to wipe out her HECS debt in one swoop. Want to know how she turned a tough situation into a major financial win? Press play to find out!
Acknowledgement of Country By Natarsha Bamblett aka <a href="https://www.queenacknowledgements.com/">Queen Acknowledgements.</a>
The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.&nbsp; Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,&nbsp; AFSL - 451289.

Australia’s #1 finance podcast. Ready to take control of your money without the stress (or boring lectures)? This is the show for you. Hosted by award-winning financial expert and your ultimate money hype girl, Victoria Devine, SOTM makes personal finance relatable, empowering, and —yes—actually fun. Join a community of 400,000+ smashing their financial goals, from buying their first property to learning to invest, levelling up their careers, or tackling budgeting, saving and debt— all without giving up their morning latte. From Deep Dives into the topics you care about, to pervy looks at real-life Money Diaries or cheeky Friday Drinks money talk with the girls, Victoria and her team make finance feel like your group chat—just way better for your bank balance. 

It's honest, relatable and non-judgmental talk about personal finance, investing, real estate, career and business... with a big dose of fun.  

Australia’s #1 finance podcast. Ready to take control of your money without the stress (or boring lectures)? This is the show for you. Hosted by award-winning financial expert and your ultimate money hype girl, Victoria Devine, SOTM makes personal finance relatable, empowering, and —yes—actually fun. Join a community of 400,000+ smashing their financial goals, from buying their first property to learning to invest, levelling up their careers, or tackling budgeting, saving and debt— all without giving up their morning latte. From Deep Dives into the topics you care about, to pervy looks at real-life Money Diaries or cheeky Friday Drinks money talk with the girls, Victoria and her team make finance feel like your group chat—just way better for your bank balance. 
It's honest, relatable and non-judgmental talk about personal finance, investing, real estate, career and business... with a big dose of fun.

Empowering you to take control of your finances, one relatable, brunch-worthy chat at a time.

She's On The Money

Millennial money expert Victoria Devine shares her foolproof tips for financial freedom.

She Turned a Hobby Into a Serious Side Hustle—And Paid Off $25k!

https://api.omny.fm/orgs/fa326977-3de5-4283-9b8b-af3500c58607/clips/a5137f6d-4569-4850-91a3-b24700a49f53/transcript

We got the scoop from a million-dollar MLM insider—and it’s juicier than you think. In this special episode, Victoria chats with Emily Lynn Paulson, a real-life MLM millionaire who had it all—until she decided to expose the truth. From the shiny promises of freedom and community to the shocking reality at the top, Emily reveals how MLMs prey on women and keep them hooked. She reached the peak of the pyramid, and now she’s here to tear it all down. Don’t miss the insider secrets the MLM industry doesn’t want you to hear! 

Learn more about Emily Lynn Paulson and her book Hey, Hun: Sales, Sisterhood, Supremacy, and the Other Lies Behind Multilevel Marketing here.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.

We got the scoop from a million-dollar MLM insider&mdash;and it&rsquo;s juicier than you think. In this special episode, Victoria chats with Emily Lynn Paulson, a real-life MLM millionaire who had it all&mdash;until she decided to expose the truth. From the shiny promises of freedom and community to the shocking reality at the top, Emily reveals how MLMs prey on women and keep them hooked. She reached the peak of the pyramid, and now she&rsquo;s here to tear it all down. Don&rsquo;t miss the insider secrets the MLM industry doesn&rsquo;t want you to hear!&nbsp; <a href="https://www.theoutsiderscoop.com/about">Learn more about Emily Lynn Paulson and her book Hey, Hun: Sales, Sisterhood, Supremacy, and the Other Lies Behind Multilevel Marketing here.</a>
Acknowledgement of Country By Natarsha Bamblett aka&nbsp;<a href="https://www.queenacknowledgements.com/">Queen Acknowledgements.</a>
The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.&nbsp; Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,&nbsp; AFSL - 451289.

Hey Hun: What an MLM Million Dollar Earner Wants You to Know (Part 1)

https://api.omny.fm/orgs/fa326977-3de5-4283-9b8b-af3500c58607/clips/e8d84f1d-115f-4012-82b4-b24a01715b78/transcript

You’ve survived the year, and secretly dreaming of a little extra something in your paycheck. But then—no Christmas bonus in sight. Is it a sign you’re undervalued at work, or just the way things are these days? This week, the V, Jess and Bec dive into the great Christmas bonus debate: are they a must-have to feel appreciated, or just a festive myth. 

We’re also dishing out some festive cheer with budget-friendly hacks to save on decorations and gifts—because who knew tinsel could cost so much?! Plus, we’ve got your back for those awkward holiday chats, like when your mates side-eye your investment choices. Hit play for some laughs, life lessons, and a whole lot of holiday spirit as we help you stay merry and money-smart this season. 

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.

You&rsquo;ve survived the year, and secretly dreaming of a little extra something in your paycheck. But then&mdash;no Christmas bonus in sight. Is it a sign you&rsquo;re undervalued at work, or just the way things are these days? This week, the V, Jess and Bec dive into the great Christmas bonus debate: are they a must-have to feel appreciated, or just a festive myth. We&rsquo;re also dishing out some festive cheer with budget-friendly hacks to save on decorations and gifts&mdash;because who knew tinsel could cost so much?! Plus, we&rsquo;ve got your back for those awkward holiday chats, like when your mates side-eye your investment choices. Hit play for some laughs, life lessons, and a whole lot of holiday spirit as we help you stay merry and money-smart this season.&nbsp;
Acknowledgement of Country By Natarsha Bamblett aka&nbsp;<a href="https://www.queenacknowledgements.com/">Queen Acknowledgements.</a>
The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.&nbsp; Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,&nbsp; AFSL - 451289.

Are Christmas Bonuses Just a Festive Myth? 

https://api.omny.fm/orgs/fa326977-3de5-4283-9b8b-af3500c58607/clips/a3f2b10d-8c39-4b1e-8b9c-b24a00109adc/transcript

Managing people can feel like a maze—whether you’re running a business, managing a team, or just trying to survive office politics. In thisBusiness Bibleepisode, we’re cutting through the noise and giving you practical, no-nonsense tips for managing people like a pro. From building a team culture to mastering feedback, and creating clear HR policies (that actually work), this episode is packed with advice to help you navigate the workplace with confidence. And don’t worry—it’s not just for business owners; these tips are universal, so whether you’re hiring your first employee or leveling up in your career, we’ve got you covered.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.

Managing people can feel like a maze&mdash;whether you&rsquo;re running a business, managing a team, or just trying to survive office politics. In this Business Bible episode, we&rsquo;re cutting through the noise and giving you practical, no-nonsense tips for managing people like a pro. From building a team culture to mastering feedback, and creating clear HR policies (that actually work), this episode is packed with advice to help you navigate the workplace with confidence. And don&rsquo;t worry&mdash;it&rsquo;s not just for business owners; these tips are universal, so whether you&rsquo;re hiring your first employee or leveling up in your career, we&rsquo;ve got you covered.
Acknowledgement of Country By Natarsha Bamblett aka&nbsp;<a href="https://www.queenacknowledgements.com/">Queen Acknowledgements.</a>
The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.&nbsp; Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,&nbsp; AFSL - 451289.

Managing People in the Workplace

https://api.omny.fm/orgs/fa326977-3de5-4283-9b8b-af3500c58607/clips/b8728228-4a6d-4eb7-b678-b24900142509/transcript

She Turned a Hobby Into a Serious Side Hustle—And Paid Off $25k!

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