Just when you think you’ve paid it down, debt has this pesky way of rearing its ugly head. But why?

It’s Friday Drinks time, and this week Victoria and Bec are taking on money dilemmas big and small. One community member questions where her tax return is best spent repaying her HECS debt or salary sacrificing into super. While another questions why she keeps finding herself in debt-y situations when she’s never missing a payment. 

Tune in if you’ve ever wanted to understand the psychology behind debt and how you might finally get on top of things. With Money Wins, Broke Tips, and tools from the team, you’ll be leaving this episode with a spring in your step… and maybe with the Eurythmics in your ear?
THERE MUST BE AN ANGEEEEL 🎵If She’s on the Money had a theme song what would it be? Do you have a theme song for every member of the pod? What are our colours?! Share your suggestions in the comments!

PAY IT DOWN, BABY: We’ve got a whole playlist dedicated to debt reduction over here and at open.spotify.com/playlist/02sw2NObvt18jd0ayvIHn3?si=NalcTJLaSiKjo8H9dyuaAg 

WAIT, IS THIS NORMAL? Here’s a blog on just how much credit card debt our community is in. You aren’t alone, and there is a way out. Search ‘debt’ at shesonthemoney.com/blog/.

BOOST YOUR SUPER: With this video right here over at youtu.be/o0dYWW4e5mg

New here? Follow us on Instagram (@shesonthemoneyaus) for Q&As, bite-sized advice, daily money inspo... and relatable money memes that just get you. 

Acknowledgement of Country By Nartarsha Bamblett (nartarshabamblett.com.au)

The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 4451289

Just when you think you&rsquo;ve paid it down, debt has this pesky way of rearing its ugly head. But why?
It&rsquo;s Friday Drinks time, and this week Victoria and Bec are taking on money dilemmas big and small. One community member questions where her tax return is best spent repaying her HECS debt or salary sacrificing into super. While another questions why she keeps finding herself in debt-y situations when she&rsquo;s never missing a payment.&nbsp;
Tune in if you&rsquo;ve ever wanted to understand the psychology behind debt and how you might finally get on top of things. With Money Wins, Broke Tips, and tools from the team, you&rsquo;ll be leaving this episode with a spring in your step&hellip; and maybe with the Eurythmics in your ear? THERE MUST BE AN ANGEEEEL 🎵If She&rsquo;s on the Money had a theme song what would it be? Do you have a theme song for every member of the pod? What are our colours?! Share your suggestions in the comments!
PAY IT DOWN, BABY: We&rsquo;ve got a whole playlist dedicated to debt reduction <a href="https://open.spotify.com/playlist/02sw2NObvt18jd0ayvIHn3?si=NalcTJLaSiKjo8H9dyuaAg">over here</a> and at <a href="http://open.spotify.com/playlist/02sw2NObvt18jd0ayvIHn3?si=NalcTJLaSiKjo8H9dyuaAg">open.spotify.com/playlist/02sw2NObvt18jd0ayvIHn3?si=NalcTJLaSiKjo8H9dyuaAg</a>&nbsp;
WAIT, IS THIS NORMAL? <a href="https://www.shesonthemoney.com/blog/community-credit-card-debt">Here&rsquo;s a blog</a> on just how much credit card debt our community is in. You aren&rsquo;t alone, and there is a way out. Search &lsquo;debt&rsquo; at <a href="https://www.shesonthemoney.com/blog/community-credit-card-debt">shesonthemoney.com/blog/</a>.
BOOST YOUR SUPER: With this video <a href="https://youtu.be/o0dYWW4e5mg">right here</a> over at <a href="https://youtu.be/o0dYWW4e5mg">youtu.be/o0dYWW4e5mg</a>
New here? Follow us on Instagram (<a href="https://www.instagram.com/shesonthemoneyaus/">@shesonthemoneyaus</a>) for Q&amp;As, bite-sized advice, daily money inspo... and relatable money memes that just get you.&nbsp;
Acknowledgement of Country By Nartarsha Bamblett (<a href="http://nartarshabamblett.com.au">nartarshabamblett.com.au</a>)
The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,&nbsp; AFSL - 4451289

Australia’s #1 finance podcast. Ready to take control of your money without the stress (or boring lectures)? This is the show for you. Hosted by award-winning financial expert and your ultimate money hype girl, Victoria Devine, SOTM makes personal finance relatable, empowering, and yes actually fun. Join a community of 400,000+ smashing their financial goals, from buying their first property to learning to invest, levelling up their careers, or tackling budgeting, saving and debt all without giving up their morning latte. From Deep Dives into the topics you care about, to pervy looks at real life Money Diaries or cheeky Friday Drinks money talk with the girls, Victoria and her team make finance feel like your group chat, just way better for your bank balance. 

It's honest, relatable and non-judgmental talk about personal finance, investing, real estate, career and business... with a big dose of fun.  

Australia&rsquo;s #1 finance podcast. Ready to take control of your money without the stress (or boring lectures)? This is the show for you. Hosted by award-winning financial expert and your ultimate money hype girl, Victoria Devine, SOTM makes personal finance relatable, empowering, and yes actually fun. Join a community of 400,000+ smashing their financial goals, from buying their first property to learning to invest, levelling up their careers, or tackling budgeting, saving and debt all without giving up their morning latte. From Deep Dives into the topics you care about, to pervy looks at real life Money Diaries or cheeky Friday Drinks money talk with the girls, Victoria and her team make finance feel like your group chat, just way better for your bank balance.&nbsp;
It's honest, relatable and non-judgmental talk about personal finance, investing, real estate, career and business... with a big dose of fun.&nbsp;&nbsp;

Empowering you to take control of your finances, one relatable, brunch-worthy chat at a time.

She's On The Money

Australia’s #1 finance podcast. Ready to take control of your money without the stress (or boring lectures)? This is the show for you. Hosted by award-winning financial expert and your ultimate money hype girl, Victoria Devine, SOTM makes personal finance relatable, empowering, and yes actually fun. Join a community of 400,000+ smashing their financial goals, from buying their first property to learning to invest, levelling up their careers, or tackling budgeting, saving and debt all without giving up their morning latte. From Deep Dives into the topics you care about, to pervy looks at real-life Money Diaries or cheeky Friday Drinks money talk with the girls, Victoria and her team make finance feel like your group chat, just way better for your bank balance. 

It's honest, relatable and non-judgmental talk about personal finance, investing, real estate, career and business... with a big dose of fun.

Australia&rsquo;s #1 finance podcast. Ready to take control of your money without the stress (or boring lectures)? This is the show for you. Hosted by award-winning financial expert and your ultimate money hype girl, Victoria Devine, SOTM makes personal finance relatable, empowering, and yes actually fun. Join a community of 400,000+ smashing their financial goals, from buying their first property to learning to invest, levelling up their careers, or tackling budgeting, saving and debt all without giving up their morning latte. From Deep Dives into the topics you care about, to pervy looks at real-life Money Diaries or cheeky Friday Drinks money talk with the girls, Victoria and her team make finance feel like your group chat, just way better for your bank balance.&nbsp;
It's honest, relatable and non-judgmental talk about personal finance, investing, real estate, career and business... with a big dose of fun.

Return of the Debt: Why Does This Keep Happening To Me?

https://api.omny.fm/orgs/fa326977-3de5-4283-9b8b-af3500c58607/clips/380ad35f-b430-4c09-b240-b489014fd8c0/transcript