Haaapppyyyy Friday friends! Imagine spending years saving $110,000 for your first home, only to realise you and your partner have completely different ideas about what that home should look like. One wants a bigger house further out, the other wants a smaller place in a suburb they actually love. And suddenly, saving the deposit feels like the easy part.

This week, we're tackling the property dilemma so many first-home buyers face. Do you prioritise location, lifestyle or space? Is rentvesting the answer? And does your first home really need to be your forever home?

Plus, one community member is navigating life with a new baby and a partner who's a sole trader, which means money comes in whenever clients decide to pay their invoices. Not exactly ideal when you're trying to budget. We're sharing practical ways to manage an irregular income, build a financial buffer and make your money feel a little more predictable.

And because it's Friday Drinks, we're also celebrating some seriously good Money Wins, sharing your best Broke Tips and workshopping our drag queen alter egos. Because apparently that's where we're at.

Grab a drink, friends. We've got a lot to discuss.

Thank you to our friends at Revolut for helping bring our money wins to life! To learn more about Revolut and get your $40? – click here! 

INVESTING CHEAT SHEET, INCOMING: Grab a copy of our investing cheat sheet over on our website shesonthemoney.com/download-resources.

WTF IS COMPOUND INTEREST? Learn all about what folks have described as the eighth world wonder by searching for ‘compound interest’ on the blog: shesonthemoney.com/blog

New here? Follow us on Instagram (@shesonthemoneyaus) for Q&As, bite-sized advice, daily money inspo... and relatable money memes that just get you. 

Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements (queenacknowledgements.com)

The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 4451289.

Haaapppyyyy Friday friends! Imagine spending years saving $110,000 for your first home, only to realise you and your partner have completely different ideas about what that home should look like. One wants a bigger house further out, the other wants a smaller place in a suburb they actually love. And suddenly, saving the deposit feels like the easy part.
This week, we're tackling the property dilemma so many first-home buyers face. Do you prioritise location, lifestyle or space? Is rentvesting the answer? And does your first home really need to be your forever home?
Plus, one community member is navigating life with a new baby and a partner who's a sole trader, which means money comes in whenever clients decide to pay their invoices. Not exactly ideal when you're trying to budget. We're sharing practical ways to manage an irregular income, build a financial buffer and make your money feel a little more predictable.
And because it's Friday Drinks, we're also celebrating some seriously good Money Wins, sharing your best Broke Tips and workshopping our drag queen alter egos. Because apparently that's where we're at.
Grab a drink, friends. We've got a lot to discuss.
Thank you to our friends at Revolut for helping bring our money wins to life! To learn more about Revolut and get your $40? &ndash; <a href="https://www.revolut.com/en-AU/sotm/">click here!&nbsp;</a>
INVESTING CHEAT SHEET, INCOMING: Grab a copy of <a href="https://www.shesonthemoney.com/download-resources">our investing cheat sheet</a> over on our website <a href="http://shesonthemoney.com/download-resources">shesonthemoney.com/download-resources</a>.
WTF IS COMPOUND INTEREST? Learn all about what folks have described as the <a href="https://www.shesonthemoney.com/blog/how-compound-interest-works">eighth world wonder</a> by searching for &lsquo;compound interest&rsquo; on the blog: shesonthemoney.com/blog
New here? Follow us on Instagram (@shesonthemoneyaus) for Q&amp;As, bite-sized advice, daily money inspo... and relatable money memes that just get you.&nbsp;
Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements (queenacknowledgements.com)
The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,&nbsp; AFSL - 4451289.

Australia’s #1 finance podcast. Ready to take control of your money without the stress (or boring lectures)? This is the show for you. Hosted by award-winning financial expert and your ultimate money hype girl, Victoria Devine, SOTM makes personal finance relatable, empowering, and yes actually fun. Join a community of 400,000+ smashing their financial goals, from buying their first property to learning to invest, levelling up their careers, or tackling budgeting, saving and debt all without giving up their morning latte. From Deep Dives into the topics you care about, to pervy looks at real life Money Diaries or cheeky Friday Drinks money talk with the girls, Victoria and her team make finance feel like your group chat, just way better for your bank balance. 

It's honest, relatable and non-judgmental talk about personal finance, investing, real estate, career and business... with a big dose of fun.  

Australia&rsquo;s #1 finance podcast. Ready to take control of your money without the stress (or boring lectures)? This is the show for you. Hosted by award-winning financial expert and your ultimate money hype girl, Victoria Devine, SOTM makes personal finance relatable, empowering, and yes actually fun. Join a community of 400,000+ smashing their financial goals, from buying their first property to learning to invest, levelling up their careers, or tackling budgeting, saving and debt all without giving up their morning latte. From Deep Dives into the topics you care about, to pervy looks at real life Money Diaries or cheeky Friday Drinks money talk with the girls, Victoria and her team make finance feel like your group chat, just way better for your bank balance.&nbsp;
It's honest, relatable and non-judgmental talk about personal finance, investing, real estate, career and business... with a big dose of fun.&nbsp;&nbsp;

Empowering you to take control of your finances, one relatable, brunch-worthy chat at a time.

She's On The Money

Australia’s #1 finance podcast. Ready to take control of your money without the stress (or boring lectures)? This is the show for you. Hosted by award-winning financial expert and your ultimate money hype girl, Victoria Devine, SOTM makes personal finance relatable, empowering, and yes actually fun. Join a community of 400,000+ smashing their financial goals, from buying their first property to learning to invest, levelling up their careers, or tackling budgeting, saving and debt all without giving up their morning latte. From Deep Dives into the topics you care about, to pervy looks at real-life Money Diaries or cheeky Friday Drinks money talk with the girls, Victoria and her team make finance feel like your group chat, just way better for your bank balance. 

It's honest, relatable and non-judgmental talk about personal finance, investing, real estate, career and business... with a big dose of fun.

Australia&rsquo;s #1 finance podcast. Ready to take control of your money without the stress (or boring lectures)? This is the show for you. Hosted by award-winning financial expert and your ultimate money hype girl, Victoria Devine, SOTM makes personal finance relatable, empowering, and yes actually fun. Join a community of 400,000+ smashing their financial goals, from buying their first property to learning to invest, levelling up their careers, or tackling budgeting, saving and debt all without giving up their morning latte. From Deep Dives into the topics you care about, to pervy looks at real-life Money Diaries or cheeky Friday Drinks money talk with the girls, Victoria and her team make finance feel like your group chat, just way better for your bank balance.&nbsp;
It's honest, relatable and non-judgmental talk about personal finance, investing, real estate, career and business... with a big dose of fun.

How to Budget on an Irregular Income + The $110K First Home Dilemma

https://api.omny.fm/orgs/fa326977-3de5-4283-9b8b-af3500c58607/clips/373283ac-d77d-41eb-afcc-b4d00046ffaa/transcript