Malcolm Boyd is the Principal and Director of Stewardship Wealth Management in Sydney. He has many years of experience in financial advice and wealth management, and his publicly listed focus areas include wealth preservation, tax positioning, wealth transfer, protection, and philanthropic giving

Key Takeaways:
Understanding Wealth Disparity: Women typically hold less wealth than men, making financial planning crucial, especially as they approach 40 and beyond.
Importance of Housing Stability: Ensuring a secure living environment can play a significant role in long-term financial security.
Planning for Life Transitions: Be prepared for significant life changes such as divorce or redundancy by having a financial plan that prioritises liquidity.
Value of Financial Education: Regardless of current knowledge or financial status, proactive financial education can significantly improve one's financial situation.
Role of Financial Management: Professional financial advice can help tailor strategies to individual circumstances, fostering better financial outcomes and security.

Notable Quotes:
"Divorce can be a really painful wealth destroying event. It has financial impacts, it has impacts on the family." - Malcolm Boyd
"Wealth is built slowly over time. Just make some progress, that's still progress." - Malcolm Boyd
"If you can practice saving and get some momentum around that, those goals will come." - Malcolm Boyd
"It's good to have oversight over your finances of your family. So, yeah, it's being aware of it, how much you've got, and where it is that's really important." - Malcolm Boyd
"Trying to make sure that people aren't paying too much tax, making sure the investments are being well behaved and stay on target." - Malcolm Boyd

Resources:
Stewardship Financial Planning: Learn more about Malcolm Boyd's services and approach to financial planning. Website here
Rich Dad Poor Dad: A book mentioned that discusses buying assets versus liabilities.

 

Malcolm Boyd is the Principal and Director of Stewardship Wealth Management in Sydney. He has many years of experience in financial advice and wealth management, and his publicly listed focus areas include wealth preservation, tax positioning, wealth transfer, protection, and philanthropic giving
Key Takeaways:
<ul>
<li>Understanding Wealth Disparity: Women typically hold less wealth than men, making financial planning crucial, especially as they approach 40 and beyond.</li>
<li>Importance of Housing Stability: Ensuring a secure living environment can play a significant role in long-term financial security.</li>
<li>Planning for Life Transitions: Be prepared for significant life changes such as divorce or redundancy by having a financial plan that prioritises liquidity.</li>
<li>Value of Financial Education: Regardless of current knowledge or financial status, proactive financial education can significantly improve one's financial situation.</li>
<li>Role of Financial Management: Professional financial advice can help tailor strategies to individual circumstances, fostering better financial outcomes and security.</li>
</ul>
Notable Quotes:
<ol>
<li>"Divorce can be a really painful wealth destroying event. It has financial impacts, it has impacts on the family." - Malcolm Boyd</li>
<li>"Wealth is built slowly over time. Just make some progress, that's still progress." - Malcolm Boyd</li>
<li>"If you can practice saving and get some momentum around that, those goals will come." - Malcolm Boyd</li>
<li>"It's good to have oversight over your finances of your family. So, yeah, it's being aware of it, how much you've got, and where it is that's really important." - Malcolm Boyd</li>
<li>"Trying to make sure that people aren't paying too much tax, making sure the investments are being well behaved and stay on target." - Malcolm Boyd</li>
</ol>
Resources:
<ul>
<li>Stewardship Financial Planning: Learn more about Malcolm Boyd's services and approach to financial planning. <a href="https://stewardship.net.au/">Website here</a></li>
<li><a href="https://www.amazon.com.au/Rich-Dad-Poor-Teach-Middle/dp/1612680194">Rich Dad Poor Dad</a>: A book mentioned that discusses buying assets versus liabilities.</li>
</ul>
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She Wasn’t Born Yesterday tackles the many unique issues affecting women who are 40+ fabulous.

“Nothing’s off limits and we dive headfirst into topics from homelessness to women using porn, true crime obsession and life after divorce and DV,” says Janet. “We think women (and hopefully guys too) will resonate. 

She Wasn’t Born Yesterday is available on the Hope 103.2 app and major podcast platforms.

Listen to more from our Hope Podcasts collection at hopepodcasts.com.au. And send the team a message via Hope 103.2’s app, Facebook or Instagram.

She Wasn’t Born Yesterday tackles the many unique issues affecting women who are 40+ fabulous.
“Nothing’s off limits and we dive headfirst into topics from homelessness to women using porn, true crime obsession and life after divorce and DV,” says Janet. “We think women (and hopefully guys too) will resonate. 
She Wasn’t Born Yesterday is available on the <a href="https://hope1032.com.au/listen/#apps">Hope 103.2 app</a> and major podcast platforms.
Listen to more from our Hope Podcasts collection at <a href="http://www.hopepodcasts.com.au/">hopepodcasts.com.au</a>. And send the team a message via <a href="https://hope1032.com.au/listen/#apps">Hope 103.2’s app</a>, <a href="https://www.facebook.com/Hope103.2">Facebook</a> or <a href="https://www.instagram.com/sydneyshope1032/">Instagram</a>.

She Wasn’t Born Yesterday tackles the many unique issues affecting women who are 40+ fabulous. No topic is too controversial!

She Wasn't Born Yesterday

How do you deal with the ‘pause’? How do you know you’re dating someone with a narcissistic personality disorder? How do you move on from divorce? Behind the scenes of a 40+ influencer and how to reverse the aging process, are just a few topics tackled.

SWBY features Janet Evans, a senior advertising creative and Jenni Woodhouse, a semi retired social worker. A chance interview on radio station Hope 103.2 about the book inspired the podcast.

“So many unique issues affect women of our age, including empty nest syndrome, and nothing’s off limits in SWBY! We really dive headfirst into them, but hopefully with lightness and relevant wit where possible,” Janet commented. “We were incredibly lucky to chat to some very high profile guests, including CEOs of important organisations, who shared their expertise with us and our audience.”

 

Listen to more from our Hope Podcasts collection at hopepodcasts.com.au. And send the team a message via Hope 103.2’s app, Facebook or Instagram.

How do you deal with the &lsquo;pause&rsquo;? How do you know you&rsquo;re dating someone with a narcissistic personality disorder? How do you move on from divorce? Behind the scenes of a 40+ influencer and how to reverse the aging process, are just a few topics tackled.
SWBY features Janet Evans, a senior advertising creative and Jenni Woodhouse, a semi retired social worker. A chance interview on radio station Hope 103.2 about the book inspired the podcast.
&ldquo;So many unique issues affect women of our age, including empty nest syndrome, and nothing&rsquo;s off limits in SWBY! We really dive headfirst into them, but hopefully with lightness and relevant wit where possible,&rdquo; Janet commented. &ldquo;We were incredibly lucky to chat to some very high profile guests, including CEOs of important organisations, who shared their expertise with us and our audience.&rdquo;
&nbsp;
Listen to more from our Hope Podcasts collection at hopepodcasts.com.au. And send the team a message via Hope 103.2&rsquo;s app, Facebook or Instagram.