Your teenager lost their debit card. Teaching teens about money starts with moments like this. You could call the bank and fix it in five minutes. Instead, you hand them the phone. They panic. You stay on the couch. They figure it out.

Anita Bruinsma challenges parents to stop taking over. When kids open their first bank account around age 10, let the bank employee talk directly to them. Let them explain what they need. Intimidation drops when familiarity builds. She makes her sons responsible for all discretionary spending at college. Tuition and residence covered, but fun money? That's on them. Summer savings determine exam-week Uber Eats budget. The grocery store math always surprises: two bags equal $120. Kids never guess that high. Regular bank account checks catch fraud and build spending awareness simultaneously.

Learn why Anita compares bank conversations to asking Walmart greeters for baskets. Discover the specific age to start banking familiarity. Understand why post-secondary costs create the most effective teachable moment for teens who finally see expenses affecting them directly.

GUEST: Anita Bruinsma | http://clarityonyourmoney.com

Originally aired on 2026-01-19

Your teenager lost their debit card. Teaching teens about money starts with moments like this. You could call the bank and fix it in five minutes. Instead, you hand them the phone. They panic. You stay on the couch. They figure it out.
Anita Bruinsma challenges parents to stop taking over. When kids open their first bank account around age 10, let the bank employee talk directly to them. Let them explain what they need. Intimidation drops when familiarity builds. She makes her sons responsible for all discretionary spending at college. Tuition and residence covered, but fun money? That's on them. Summer savings determine exam-week Uber Eats budget. The grocery store math always surprises: two bags equal $120. Kids never guess that high. Regular bank account checks catch fraud and build spending awareness simultaneously.
Learn why Anita compares bank conversations to asking Walmart greeters for baskets. Discover the specific age to start banking familiarity. Understand why post-secondary costs create the most effective teachable moment for teens who finally see expenses affecting them directly.
GUEST: Anita Bruinsma |<a href="http://clarityonyourmoney.com"> http://clarityonyourmoney.com</a>
Originally aired on&nbsp;2026-01-19

Shane Hewitt & The Nightshift is your late-night companion for real talk, bold ideas, and unfiltered conversations that matter. Hosted by Canadian radio veteran Shane Hewitt, each episode dives into the headlines, human stories, and hidden truths shaping our world—always with curiosity, compassion, and a sharp edge.

From politics and pop culture to mental health, technology, and everyday life, this podcast is where night owls, deep thinkers, and curious minds come to connect. Featuring expert guests, passionate callers, and Shane’s signature style—thoughtful, fearless, and refreshingly real.

If you crave meaningful dialogue, smart perspectives, and late-night radio energy in podcast form, subscribe now and join The Nightshift.

Shane Hewitt &amp; The Nightshift is your late-night companion for real talk, bold ideas, and unfiltered conversations that matter. Hosted by Canadian radio veteran Shane Hewitt, each episode dives into the headlines, human stories, and hidden truths shaping our world&mdash;always with curiosity, compassion, and a sharp edge.
From politics and pop culture to mental health, technology, and everyday life, this podcast is where night owls, deep thinkers, and curious minds come to connect. Featuring expert guests, passionate callers, and Shane&rsquo;s signature style&mdash;thoughtful, fearless, and refreshingly real.
If you crave meaningful dialogue, smart perspectives, and late-night radio energy in podcast form, subscribe now and join The Nightshift.

Shane Hewitt and The Nightshift

Shane Hewitt is known for his engaging and relatable on-air personality, which captivates listeners. His ability to blend insightful commentary with humour and empathy creates a genuine connection with listeners.  Shane Hewitt and the Night Shift provides relatable content, informative discussions and expert insights – along with a balance of anecdotes and entertainment.

Shane Hewitt is known for his engaging and relatable on-air personality, which captivates listeners. His ability to blend insightful commentary with humour and empathy creates a genuine connection with listeners.  Shane Hewitt and the Night Shift provides relatable content, informative discussions and expert insights – along with a balance of anecdotes and entertainment.