TFSA RRSP investing strategy isn't a single answer. It's a different answer depending on when you're asking it. You've got accounts from old jobs you haven't looked at in years. A TFSA you opened because someone told you to. Maybe an RESP. You've been meaning to figure it all out and you haven't, and that's not unusual. It's just expensive.

Jessica Moorhouse talked to a woman in her investing course who specifically requested ETFs from her bank. The advisor nodded, made the trade, sent the paperwork. Moorhouse looked at the statements months later: the advisor wasn't licensed for ETFs. What the woman actually owned was a mutual fund wrapped around ETFs, a different product entirely. She had no idea. That gap between what you asked for and what you actually got is more common than the industry would like you to think.

There may also be money in a forgotten account somewhere with your actual name on it. Federally and provincially, there are tools to find it. Before the season changes, it's worth one afternoon to find out.

Topics: TFSA RRSP investing strategy, ETF mutual fund confusion Canada, life stage investing, unclaimed bank accounts Canada, FHSA first home savings

GUEST: Jessica Moorhouse | jessicamoohouse.com

Originally aired on 2026-02-23

TFSA RRSP investing strategy isn't a single answer. It's a different answer depending on when you're asking it. You've got accounts from old jobs you haven't looked at in years. A TFSA you opened because someone told you to. Maybe an RESP. You've been meaning to figure it all out and you haven't, and that's not unusual. It's just expensive.
Jessica Moorhouse talked to a woman in her investing course who specifically requested ETFs from her bank. The advisor nodded, made the trade, sent the paperwork. Moorhouse looked at the statements months later: the advisor wasn't licensed for ETFs. What the woman actually owned was a mutual fund wrapped around ETFs, a different product entirely. She had no idea. That gap between what you asked for and what you actually got is more common than the industry would like you to think.
There may also be money in a forgotten account somewhere with your actual name on it. Federally and provincially, there are tools to find it. Before the season changes, it's worth one afternoon to find out.
Topics: TFSA RRSP investing strategy, ETF mutual fund confusion Canada, life stage investing, unclaimed bank accounts Canada, FHSA first home savings
GUEST: Jessica Moorhouse |<a href="http://jessicamoohouse.com"> jessicamoohouse.com</a>
Originally aired on&nbsp;2026-02-23

Shane Hewitt & The Nightshift is your late-night companion for real talk, bold ideas, and unfiltered conversations that matter. Hosted by Canadian radio veteran Shane Hewitt, each episode dives into the headlines, human stories, and hidden truths shaping our world—always with curiosity, compassion, and a sharp edge.

From politics and pop culture to mental health, technology, and everyday life, this podcast is where night owls, deep thinkers, and curious minds come to connect. Featuring expert guests, passionate callers, and Shane’s signature style—thoughtful, fearless, and refreshingly real.

If you crave meaningful dialogue, smart perspectives, and late-night radio energy in podcast form, subscribe now and join The Nightshift.

Shane Hewitt &amp; The Nightshift is your late-night companion for real talk, bold ideas, and unfiltered conversations that matter. Hosted by Canadian radio veteran Shane Hewitt, each episode dives into the headlines, human stories, and hidden truths shaping our world&mdash;always with curiosity, compassion, and a sharp edge.
From politics and pop culture to mental health, technology, and everyday life, this podcast is where night owls, deep thinkers, and curious minds come to connect. Featuring expert guests, passionate callers, and Shane&rsquo;s signature style&mdash;thoughtful, fearless, and refreshingly real.
If you crave meaningful dialogue, smart perspectives, and late-night radio energy in podcast form, subscribe now and join The Nightshift.

Shane Hewitt and The Nightshift

Shane Hewitt is known for his engaging and relatable on-air personality, which captivates listeners. His ability to blend insightful commentary with humour and empathy creates a genuine connection with listeners.  Shane Hewitt and the Night Shift provides relatable content, informative discussions and expert insights – along with a balance of anecdotes and entertainment.

Shane Hewitt is known for his engaging and relatable on-air personality, which captivates listeners. His ability to blend insightful commentary with humour and empathy creates a genuine connection with listeners.  Shane Hewitt and the Night Shift provides relatable content, informative discussions and expert insights – along with a balance of anecdotes and entertainment.