Vacation budgeting tips are easy to find and hard to follow, especially when the flights are already paid and the costs keep creeping up anyway. Anita Bruinsma of Clarity on Your Money works through what actually happens when the excitement of booking a trip collides with the reality of what it costs to be there, and why the regret that hits on the drive home is almost always preventable.

The fix isn't complicated. A daily spending number, shared with everyone on the trip, turns a string of individual decisions into a collective plan. Anita explains how to build that number, why involving kids in the conversation works better than most parents expect, and what to do when two quiet days roll into one bigger splurge.

The second half gets into the mechanics: whether a TFSA makes sense as a dedicated vacation fund, why that money should never be invested, and how automating a transfer on payday removes the part of financial planning that feels like a second job.

Topics: vacation budgeting tips, TFSA savings Canada, travel money planning, financial anxiety, automated savings

GUEST: Anita Bruinsma | clarityonyourmoney.com

Originally aired on 2026-06-29

Vacation budgeting tips are easy to find and hard to follow, especially when the flights are already paid and the costs keep creeping up anyway. Anita Bruinsma of Clarity on Your Money works through what actually happens when the excitement of booking a trip collides with the reality of what it costs to be there, and why the regret that hits on the drive home is almost always preventable.
The fix isn't complicated. A daily spending number, shared with everyone on the trip, turns a string of individual decisions into a collective plan. Anita explains how to build that number, why involving kids in the conversation works better than most parents expect, and what to do when two quiet days roll into one bigger splurge.
The second half gets into the mechanics: whether a TFSA makes sense as a dedicated vacation fund, why that money should never be invested, and how automating a transfer on payday removes the part of financial planning that feels like a second job.
Topics: vacation budgeting tips, TFSA savings Canada, travel money planning, financial anxiety, automated savings
GUEST: Anita Bruinsma | clarityonyourmoney.com
Originally aired on&nbsp;2026-06-29

Shane Hewitt & The Nightshift is your late-night companion for real talk, bold ideas, and unfiltered conversations that matter. Hosted by Canadian radio veteran Shane Hewitt, each episode dives into the headlines, human stories, and hidden truths shaping our world—always with curiosity, compassion, and a sharp edge.

From politics and pop culture to mental health, technology, and everyday life, this podcast is where night owls, deep thinkers, and curious minds come to connect. Featuring expert guests, passionate callers, and Shane’s signature style—thoughtful, fearless, and refreshingly real.

If you crave meaningful dialogue, smart perspectives, and late-night radio energy in podcast form, subscribe now and join The Nightshift.

Shane Hewitt &amp; The Nightshift is your late-night companion for real talk, bold ideas, and unfiltered conversations that matter. Hosted by Canadian radio veteran Shane Hewitt, each episode dives into the headlines, human stories, and hidden truths shaping our world&mdash;always with curiosity, compassion, and a sharp edge.
From politics and pop culture to mental health, technology, and everyday life, this podcast is where night owls, deep thinkers, and curious minds come to connect. Featuring expert guests, passionate callers, and Shane&rsquo;s signature style&mdash;thoughtful, fearless, and refreshingly real.
If you crave meaningful dialogue, smart perspectives, and late-night radio energy in podcast form, subscribe now and join The Nightshift.

Shane Hewitt and The Nightshift

Shane Hewitt is known for his engaging and relatable on-air personality, which captivates listeners. His ability to blend insightful commentary with humour and empathy creates a genuine connection with listeners.  Shane Hewitt and the Night Shift provides relatable content, informative discussions and expert insights – along with a balance of anecdotes and entertainment.

Shane Hewitt is known for his engaging and relatable on-air personality, which captivates listeners. His ability to blend insightful commentary with humour and empathy creates a genuine connection with listeners.  Shane Hewitt and the Night Shift provides relatable content, informative discussions and expert insights – along with a balance of anecdotes and entertainment.