Jessica Moorhouse treats September like a financial reset point, the same way she once treated the start of a new school year. With just under four months left in the year, she explains why this window makes it easier to rein in spending than waiting until January.

She shares exactly what she cancelled this year to prepare for a three week trip, and the surprising amount she saved without noticing any real change to her daily life. The test, she says, is simple: give something up and see if you actually miss it.

Shane and Jessica also connect small daily purchases directly to a bigger goal, walking through how a habit worth five dollars a few times a week turns into real money by the time the holidays arrive.

Topics: financial reset, budgeting, subscriptions, cost of living, holiday spending

GUEST: Jessica Moorhouse | http://jessicamoorhouse.com

Originally aired on 2026-09-14