Surprise expenses show up disguised as good news: a kid making the team, free tickets to a race, a last-minute concert invite. Jessica Moorhouse, author of Everything But Money, unpacks the real cost hiding behind these once-in-a-lifetime moments and the questions worth asking before saying yes.

The conversation maps how to weigh a can't-say-no opportunity against one that's fine to pass on, what borrowing today actually costs six months from now, and how a simple line item can turn debt into a plan instead of a scramble.

There's also a bucket list exercise that puts every future dream on paper and forces a hard look at which ones actually matter, a tool for anyone deciding whether this opportunity is really the one worth chasing.

Topics: surprise expenses, budgeting for opportunities, debt payoff plan, bucket list planning, spontaneous spending

GUEST: Jessica Moorhouse | http://jessicamoorhouse.com

Originally aired on 2026-07-27