Danilo Raponi: Driving Insurance Innovation & Sustainability at Generali (Driving Insurance Innovation & Sustainability)

Published Mar 6, 2025, 1:00 AM

On this episode of the Scouting For Growth podcast, Sabine VdL talks to Danilo Raponi about the trends and topics from this year’s ITC London event including AI, sustainability, new startups, and why InsurTech isn’t dead.

KEY TAKEAWAYS         

  • Climate is the biggest risk along with misinformation with generative AI because the misuse of that can amplify the spread of misinformation, which is affecting a lot of economies and democracies.
  • Partnerships are essential though it’s not always super easy especially when we’re talking about public/private partnerships. There has to be an awareness on both sides that the starting points can be different but your goals and objectives we want to meet are the same. For example, the public sector doesn’t always shave profit as a motive, but the public sector my understand that the private sector has to make money somehow.
  • Technology can really help us with risk protection with monitoring and detection of things like forest fires. There are fantastic satrtups out there with devices that detect forest fires extremely early both with devises you can place strategically where fires are likely as well as with satellites. There are a lot of materials that can now be used to rebuild houses and make them less prone to be burned down. When these risk mitigations are in place it becomes easier for insurers to provide insurance.
  • Insurance and reinsurance are essential to make the world work. And they’ve been important in growth and innovation across the world going back to the merchants in Venice. Attracting talent from the younger generation is important, but it’s important for them to work in a place that lives up to its values. It’s easier to attract talent in innovation because it’s all about technology and it’s cool. But, when you combine purpose with that and show the positive outcomes the products will have for other people, that makes it even easier.

 

BEST MOMENTS

‘Generali is a 200-year-old startup, which is a fancy way of saying that we’ve always had a remarkable ability to stay ahead of the trends, innovate and be close to our customers.’
‘We need to be humble. These are big things that no one can solve on their own.’
‘Parametrics can be an option to be looked at in modelling and technologies around insuring the ‘uninsurable’.’
‘There’s a growing awareness that all the issues that the world is facing are big ones, but they can also be turned into opportunities for insurance companies.’

ABOUT THE GUEST

Danilo Raponi: Group Head of Innovation at Generali, Managing Director, Board Member, Angel Investor, MBA (Bocconi), PhD (Cambridge)

Danilo Raponi serves as Group Head of Innovation at Generali, one of the world’s leading insurance and financial services companies. In this capacity, he focuses on accelerating the company’s strategic and business transformation and spearheading new product development to enhance customer experience. Alongside his executive role, Danilo is a Managing Director and Board Member, helping guide strategic decision-making and long-term growth across multiple initiatives. He is also leading Generali Ventures, the VC initiative of the Generali Group, bridging corporate strategy with entrepreneurial ecosystems.

Danilo holds a Master of Science summa cum laude from LUISS University in Rome, an MBA from the Bocconi School of Management, and a PhD from the University of Cambridge. These academic achievements underpin his multidisciplinary approach to innovation, enabling him to navigate complex challenges and foster impactful solutions within Generali’s global network.

ABOUT THE HOST

Sabine is a corporate strategist turned entrepreneur. She is the CEO and Managing Partner of Alchemy Crew a venture lab that accelerates the curation, validation, & commercialization of new tech business models. Sabine is renowned within the insurance sector for building some of the most renowned tech startup accelerators around the world working with over 30 corporate insurers, accelerated over 100 startup ventures. Sabine is the co-editor of the bestseller The INSURTECH Book, a top 50 Women in Tech, a FinTech and InsurTech Influencer, an investor & multi-award winner.

 

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