Long-term Disability: Does It Make Sense to Try to Return to Work?

What happens if somebody on long term disability wants to attempt to return to work? Should they try? What happens if they are unsuccessful? Insurance Lawyer James Fireman with the answer. Sandra's husband still suffers from multiple health problems following a concussion. After two years, his ins…

Can Insurance Company Force You To Take Certain Medication?

Do you have to take a certain medication as ordered by your insurance provider? Will refusal lead to the provider declaring that you are non-compliant, and therefore terminating your claim? Sandra's husband still suffers from multiple health problems following a concussion. After two years, his in…

Appealing a Denial Before Starting a Claim

An emailer asks Disability Lawyer Sivan Tumarkin if it is necessary to appeal a denial before starting an insurance claim. Sandra's husband still suffers from multiple health problems following a concussion. After two years, his insurance provider has indicated that they will be cutting him off fr…

Long-term Disability: Our Help Didn't Cost Her a Dime

A Talk Radio AM640 listener was able to stop her insurance provider from cutting off her long term disability claim, thanks to the involvement of Albert Klein, an Associate at Samfiru Tumarkin LLP. And our involvement didn't cost her a dime! Sandra's husband still suffers from multiple health pro…

Long-term disability: Insurance denial at the 2 year mark

A man's degenerative disc disease forced him on to long-term disability. Almost two years later, his insurance provider has informed him that he no longer meets the definition of total disability, and will be cut off. What change takes place after two years? Can you stop your insurer from cutting y…

Are Chiropractors Recognized By Insurance Providers?

Will an insurance provider accept a report from a chiropractor who is providing injury treatment during a long-term disability? Sandra's husband still suffers from multiple health problems following a concussion. After two years, his insurance provider has indicated that they will be cutting him o…

Why Delaying Your LTD Fight Could Cost You Thousands in Taxes!

Depending on how and when you try to fight your insurance provider's decision to cut-off your long-term disability, you could end up facing a hefty tax bill! Sivan Tumarkin explains. Sandra's husband still suffers from multiple health problems following a concussion. After two years, his insurance…

Why Legitimate LTD Claims Will ALWAYS be Denied

Some insurance companies will deny every insurance claim they encounter, no matter how legitimate or fair the claims may be. Terry, an insider who spent decades working for insurance companies, explains why this is so. Sandra's husband still suffers from multiple health problems following a concus…

Yes, Insurance Companies Have Termination Quotas

If you thought that the odds are stacked against you in an insurance claim, you might be right! Some insurance companies expect their adjudicators to close or "terminate" a certain number of insurance claims within a given month, quarter, or year. Some might call these Termination Quotas. Disabil…

No Accommodation for Injured Pedestrian

Following a rather nasty collision with a truck, a pedestrian was left with a concussion and other injuries which required time off work. Unfortunately, the injured man's employer reacted poorly to this news. Because Samfiru Tumarkin LLP is uniquely set up for both employment and injury & insuranc…